Imagine going to work and not having a work sponsored retirement plan like a 401k or IRA. Unimaginable right? Employers are already doing away with pensions and Social Security doesn’t pay much. To not have anything may jeopardize an employee’s financial future. It turns out about 50% of Americans work for small businesses, but only […]
ForUsAll: Solving Small Business Retirement Planning Read More »
Although Social Security is underfunded by ~22%, I believe Social Security will make us all millionaires in retirement. Let me explain, especially with the massive cost-of-living adjustment for 2022. When I was driving home from San Mateo one day I took a wrong turn and ended up at Hillsdale Mall. There I saw an amazing
Social Security Will Make Us All Millionaires In Retirement Read More »
In the spring of 2012, I hung up my sword after working in finance since 1999. But I’ve discovered it’s impossible to stay retired once you retire early. There was actually a hiccup the very last day of work, a Friday. When I was e-mailing some personal files from my work account to my personal account
It’s Impossible To Stay Retired Once You Retire Early Read More »
Who doesn’t like a pair of nice fitting jeans? Did you know that you can use the jeans strategy to save more for retirement and stay in better shape to boot? What the heck is the jeans strategy? Read on to learn how jeans can inspire you to save money and stay healthy. For the
Use The Jeans Strategy To Save More For Retirement And Stay In Better Shape Read More »
So you listened to the State Of The Union and heard President Obama muff the pronunciation of MyRA. Was that “My IRA?” Or was that “Myra,” like a woman’s name? I’m going with the latter. There’s an excellent 2,100 word piece entitled, “Will MyRA Solve The Retirement Crisis?” on Daily Capital you may want to check
MyRA Won’t Help The Retirement Savings Crisis Read More »
Every person has a different idea of the perfect retirement. Some are happy to live off the grid where nobody speaks another language other than English and the best restaurant in town is the greasy spoon. Others are happy to live in a one bedroom or even a trailer to make ends meet. Heck, some
What If You Don’t Want To Eat Dog Food And Live In The Middle Of Nowhere In Retirement? Read More »
Despite mentally writing off the value of my Social Security benefits, in the bottom drawer in the way back of my cob-webbed mind, I know it will be there to fund my early bird special seafood buffets when I’m retired. Sure, the eligibility age for withdrawal might rise from 62 to 67, but we’re all
You Can Count On Social Security Benefits In Retirement Read More »
After retirement, what do you think you’re going to do? The obvious answer is save the world of course! If you don’t plan on retiring to something, you may end up experiencing all the negativities of retirement you did not know existed. OK, you can’t really save the world, but you can certain do things
What To Do After Retirement? Save The World Of Course! Read More »
As students, it is trendy and idealistic to be Socialists. It’s just not cool to be a Capitalist while in school. We believe in our leaders and want to help as many people as possible through programs we don’t have to pay for. When we only pay a little or no taxes at all, of
Working Is To Capitalism As Retirement Is To Socialism Read More »
Author Romeo Clayton of How We Prevent Wealth is hosting a challenge for all of us to figure out how much do we exactly need for retirement. He calls it “The Wealth Number Challenge” where we input our current age, savings, rate of return, current tax rate, annual contribution, years during retirement and more to
What’s Your Retirement Wealth Number? Read More »
