Search Results for: early retirement

A Look Inside Australia’s Education, Investment, Tax, Healthcare & Retirement System

34 Comments / Health & Fitness, Retirement, Taxes / By

Australia is one of the richest countries in the world. In fact, the average inheritance in Australia is the highest in the world! How can this be when Australia doesn’t have many world-class companies you’ve heard of? Let’s explore Australia’s education, investment, tax, healthcare, and retirement system. Australia: One Of The Richest Countries In The

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Charles Farrell of “Your Money Ratios” Speaks About Retirement And Investing,

20 Comments / Investments, Retirement / By

As I wrote in my review of “Your Money Ratios”, Charles’ book sings to me. Charles has the ability to simplify complicated financial topics for the average reader to understand. His book is seriously one of the best books I’ve read on personal finance in a long while. One of the keys to progress is

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Newsletter for Sept 6, 2026: 401(k) Millionaires Everywhere

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Dear Financial Samurai, Everybody should contribute to their 401(k), ideally up to the maximum. The 2026 employee contribution limit is $24,500, which is finally a meaningful number. A working couple can sock away $49,000 between them before any company match, and total contributions from all sources can reach $72,000 per person. Please don’t take your

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Why You Need Less Money Than You Think To Be Happy: A $40,000 Experiment

28 Comments / Budgeting & Savings / By

Back on June 30, I published Summer YOLO Fund: Permission To Spend, giving myself explicit written permission to blow through $40,000 in Honolulu this summer. The $40,000 was originally earmarked for investments in private startups after attending YC demo day. However, I wasn’t able to invest in companies I wanted, whether due to valuations or the

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Time Fixes Most Financial Mistakes Because You Grow Richer

10 Comments / Wealth / By

One of the issues we frugal people despise is going through buyer’s remorse. We don’t want to feel stupid or ripped off, so we tend to buy fewer things and experiences. Minimalism and early retirement go hand in hand. We’re always looking for a deal, partly to minimize disappointment. And if we can get something

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Your Portfolio Has a Risk Model. Why Doesn’t Your Health?

Leave a Comment / Health & Fitness / By

Most financially serious people know roughly what could hurt their portfolio. Far fewer bring that same rigor to preventive health screening. Too much exposure to one stock. Too much real estate owned with leverage. Not enough cash. A retirement plan that only works if the market behaves. Maybe an insurance gap large enough to undo

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