Search Results for: early retirement

Investing In International Stocks Is Unnecessary, Here’s Why

21 Comments / Investments / By

Despite my extensive experience of 13 years working in international equities, living abroad for the same duration, and visiting approximately 60 countries, I don’t allocate much of my investments to international stocks. I believe the risk outweighs the potential reward, especially when there are already numerous lucrative investment opportunities available in the United States. If […]

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Don’t Buy A Vacation Property Until After You Have Children

17 Comments / Family Finances, Real Estate / By

Unlike buying a primary residence, where I believe you should buy one as soon as you can afford to, purchasing a vacation property is a different matter. Nobody needs to buy a vacation property; it’s a luxury expense that everyone can do without. Chances are, you won’t use your vacation property enough times a year

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Life Insurance Is A Reason Why Your Spouse Doesn’t Need To Work

30 Comments / Career & Employment, Insurance / By

I’ve faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it’s important to clarify that she hasn’t been truly retired. Instead, she has been actively engaged as a full-time mom since 2017. In addition, she has helped do a lot of the operational and editorial work for

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Income Required To Afford A Typical Home By City In 2025

99 Comments / Real Estate / By

Zillow recently released an intriguing study that outlines the income needed to afford a “typical home” in different cities. The study considers a 10% down payment and utilizes the Zillow Home Value Index to determine the median home price in each city. A 10% down payment is lower than my recommended 20% down payment based

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Three Sneaky Expenses That Are Ruining Your Budget

92 Comments / Budgeting & Savings / By

With negative cash flow, I’ve embarked on a mission to trim unnecessary expenses from my budget. In times of surplus cash before my home purchase, I hadn’t scrutinized my expenses for years. It’s not that I was lazy about budgeting; instead, I’ve always embraced the “pay myself first and spend the rest” strategy. Each month,

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