Search Results for: early retirement

Equity Or Debt Real Estate Crowdfunding? An Investment Allocation Guide

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Real estate crowdfunding involves the pooling of funds by multiple investors in a real estate project. There are two main investment types to choose from: equity or debt real estate investing. Between the two, equity investments offer the potential for bigger returns. The profitability of debt investments is limited by the loan’s interest rate and

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How Does The Stock Market Perform During A Coronavirus Pandemic?

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Wondering how does the stock market perform during a coronavirus pandemic? Let’s go through the -32% crash in March 2020 and the subsequent rebound to all-time highest by 2Q2021. When the SARS virus outbreak began in early 2003, I was working in Asian equities at a major investment bank. SARS started in Guangdong province, Southern

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How To Pay No Capital Gains Tax After Selling Your House For Big Profits

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If you decide to sell your house to simplify life, lock in gains, downsize, or relocate for a job, this article will help you minimize your capital gains tax bill. You may even be able to pay no capital gains tax after selling your house for big bucks. According to the IRS, most home sellers

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When Can You Can Withdraw From A 401(k) And IRA Penalty-Free?

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The IRS allows penalty-free withdrawals from retirement accounts after age 59 1/2 and IRA. The IRS also requires withdrawals after age 70 1/2 (these are called Required Minimum Distributions [RMDs]). There are some exceptions to these rules for 401(k)s and other ‘Qualified Plans.’ However, you only want to withdraw from a 401(k) or IRA if

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Why The Stepped-Up Basis Must Be Preserved For Our Children

91 Comments / Family Finances, Taxes / By

The stepped-up basis for our children was under attack. The Biden administration wanted to either abolish the stepped-up basis altogether or alter it to generate more tax dollars. So I expect for democratic presidents and congress people will want to abolish the stepped-up in cost basis as well. If heirs are then forced to pay

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Historical Stock Market Performance When Interest Rates Rise

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Let’s look at the historical stock market performance when interest rates rise. Even though interest rates have been coming down since the late 1980s, there is a chance interest rates will rise with the economy heating up post pandemic. Some investors currently fear that a rising interest rate environment might derail our longstanding bull market.

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Financial Samurai Passive Income Journey: The Key To Freedom

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The key to financial freedom is generating enough passive income to cover your desired living expenses. Here is the Financial Samurai passive income journey. I’ll share with you how it all started and how I finally left finance in 2012. For background, in 2009, I kickstarted the modern-day FIRE movement, which stands for Financial Independence

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