Financial Samurai is one of the leading independent personal finance sites in the world. Started in 2009, Financial Samurai's mission is to help readers achieve financial independence sooner, rather than later. Let me share with you The Financial Samurai value proposition and why you should sign up for my e-mail distribution list and free newsletter.
The Financial Samurai Value Proposition
The Joy of Communication
2) Writing based off firsthand experience
99% of the posts are written by me and I do not employ staff writers or ghost writers. I've got a large backlog of posts that are ready to be published, including several good ones from Financial Samurai readers which I'm sure you'll find interesting.
The whole point of having a blog is to share your own views and opinions, otherwise, you might as well just read a newspaper don't you think? I also welcome all well-written guest posts from the community.
I've found that nobody cares more about your writing than yourself, which is why I tend to lose interest in sites that employ too many voices. You'll be amazed at how many sites employ ghost writers by the way.
3) High quality writing.
I've been a writer for over 30 years. Online, I've written over 2,000 articles and have guest written for dozens of the leading financial website in the world. Further, I have a book deal with Penguin Random House in 2021.
Nowhere else on the web will you find personal finance content written in an easy to understand, helpful, and entertaining fashion. Because I don't employ freelance writers, there is a real authenticity on this site.
4) Great entertainment
I get easily bored, which is why I will only publish something that I find relatively entertaining. It's impossible to always have the most riveting content on the web. That said, even the most mundane things like raising your credit score can be told through an experience that will incite emotion.
Furthermore, I will keep the topics forever changing. My focus is on real estate, health, insurance, taxes, retirement, government and relationships. There will seldom be a dull moment on Financial Samurai if I can help it. Thank goodness there are so many crooked politicians and companies out there!
5) High Integrity
I don't depend on online income to survive because I have enough passive income to support my desired living expenses. Therefore, I can more readily speak my mind. I simply care less about what other people think because I am beholden to nobody.
If you wrong me, like PG&E wronged me, I have no qualms about pointing out the injustices even if that means a lack of sponsorship in the future. The true power of having financial freedom is being able to speak your truth and live the life the way you see fit.
6) Firsthand Experience
I'm not pontificating on what things would be like, or how things could be. I'm sharing with you my experiences and telling you what I've learned after 13 years working in finance, two years working in financial technology, and six years producing personal finance content on Financial Samurai.
If I don't know about something, and find the subject interesting, I'll ask someone who does know to share their thoughts. Because I own a home, have rental properties, invest in stocks, invest in bonds, and invest in private companies, there is always going to be a ton of investment content that we will discuss. Maybe we'll all be able to make some good returns as a result.
Because I pay a crap load of taxes, hate taxes, and think the government is made up of crooks, we will constantly have philosophical debates on how to improve our country. Because I worked at McDonald's making $3.25 an hour and worked a lot of other low paying jobs since high school, I empathize with those who are financially struggling (See: Spoiled Or Clueless? Try Working A Minimum Wage Job As An Adult).
As a manager in the workplace, you will gain career perspective on how to get ahead and blow yourself up. Finally, as a person who has lived in 7 different countries, and visited 50 more, you will find a diversity of cultural viewpoints to help expand the mind. I hate racism, bigotry, and ignorance.
7) Financially Independent
One of the main underlying goals of reading any personal finance site is to figure out how to achieve financial independence. If someone could teach me how to retire early with real money and never have to work again, I would pay them a lot because time is priceless! Good thing for you, I've mathematically figured it out and have shown you how to realistically retire by 40 or 45 if you want to.
Whether you take the leap of faith, it's up to you. When you work due to the joy of your work, and not because you need the paycheck to survive, that is a great feeling. It's the same way I felt getting my MBA. Grades didn't matter, just the learning.
Hopefully by reading Financial Samurai, you will get a glimpse into the way someone who is financially independent thinks about things.
8) High Quality Readers
We have the best personal finance readers on the web. Just spend time reading the comments and reading the FS Forum to see for yourself. It's a virtuous cycle where good content attracts good readers who attract more good readers. I've learned so much from all of you, as I'm sure many of you have learned so much from the community as well.
A large majority of us have moved beyond the basics of personal finance and are looking to maximize our lifestyles, super-charge our investments, optimize our taxation structures, see the world, and have a frolicking good time in the process!
We will indulge a little more than average in some of the luxuries life has to offer. There's no point making money if you don't spend it. Check out details about the typical Financial Samurai reader!
The Financial Value Proposition Helps You Slice Through Money's Mysteries
I am a big fan of the personal finance and lifestyle blog community. So in essence, I am like all of you readers. I like to be entertained while learning something new in the process. Those sites that can offer such a combination are the sites that keep me coming back for more.
I hope the Financial Samurai value proposition encourages you to stick around and share my work. The global pandemic has made focusing on our personal finances even more important. Sign up for my e-mail distribution list and free newsletter so we can navigate these turbulent times together.
If You Want To Start Your Own Site
I never thought I'd be able to quit my job in 2012 just three years after starting Financial Samurai. But by starting one financial crisis day in 2009, Financial Samurai actually makes more than my entire passive income total that took 15 years to build.
If you enjoy writing, connecting with people online, and enjoying more freedom, see how you can set up a WordPress blog like mine in under 30 minutes with my step-by-step tutorial. It's cheap and easy to start. You never know where the adventure will take you!
The Financial Samurai Value Proposition is updated for 2021+.