Presidential Election Time: Policies To Win America’s Vote

Occupy The Government!The presidential election is just days away! This is when candidates start hamming it up and telling us all the great things they will do for us to gain or retain power. My favorite policies are ones that redistribute money from those who’ve earned it to those who haven’t. That rocks!

Given politicians love power, I hereby declare my wish list of things if they promise to do, will buy my vote. Everybody needs to think about what type of goodies you want from the government as well. For those of you who have the privilege of paying federal income taxes, do not let your tax dollars go to waste! You will be thrown in jail if you do not pay your federal income taxes, so it’s important to demand concessions.

Obama and Mitt, if you’re still reading my site (I see those White House IP addresses hit on occasion), think long and hard about my list of demands. Mitt, you should be especially vigilant because my crystal ball says you are on track to lose big time. Obama is doing a much, much better job convincing the middle class he will provide us more benefits. You don’t want to waste all that time and donor’s money again now would you?

TOP 10 WISHES TO GET MY VOTE 

I’ve Seen The Future And It Looks So Bright

Copenhagen Sunrise

Part of creating great wealth and happiness is anticipating the future, understanding the future, betting on the future, and adapting to the future.

With President Obama in power until 2016, he can be more aggressive with his policy initiatives given he no longer has to compete for another term. If Obama gets his way, taxes will go up for higher income citizens, government spending will go up to help care for our most impoverished, debt will increase, and more people will be saved from the perils of capitalism.

In other words, America will become more like Europe. We just need to be careful not to be Europe in its existing form where too much debt torpedoes our entire economic livelihood. But even if we go overboard, there will always be the Federal Reserves of our greatest nations to help us out. As the world police, they owe us!

Given America is becoming more like Europe, I decided to go to Europe and see for myself what our future might be like. You thought I was just going on a 2.5 week vacation to inject $10,000 into the Eurozone to help save the world didn’t you? Au contraire mon frere. My main purpose was to conduct some front lines investigative reporting to provide readers with unique, real-time insight into how to live and prosper over the next four years!

WHAT AMERICA WILL BE LIKE

Growing Up As A Republican Black Woman In America Today

Mia Love Mayor of Saratoga Springs, Utah

Mia Love Mayor of Saratoga Springs, Utah

In a Presidential Election year, it’s important we all discuss, understand and get involved. It’s irresponsible not to have a view when so much of our future is at stake. The popular vote is divided down the middle, where many are unwilling to see the other side of the story. It is my pleasure to highlight a unique viewpoint from an old friend. Hope you gain some perspective, no matter which side of the party line you are on. Having perspective makes everything better. S

I’m going to tell you a little secret, which is rarely spoken in the African American community. There are some of us who live in fear because we went to college, found good jobs, and do not fully support President Obama. Because I am black, everybody just assumes that I support him. Although I think he is a magnificent orator who is much more entertaining than all others, the fact of the matter is that I do not support his policies that expand the ever growing powers of government. I’m sorely disappointed by the racial and socio-economic divide he has perpetuated since coming to office.

In an earlier post Sam asked, “Why Isn’t President Obama Considered White To The World?” The reason is, he doesn’t speak of or identify with a full 50% of his ethnic heritage. He says he’s black and that’s that. Forget about his Caucasian mother and her heritage. He is one of us, and no matter what, my community has to support him. He’s deemed courageous because he denounces his white half. As someone who is majority black, there’s no way I can go against him.

I knew after reading Sam’s post that I had to speak about my consternation as a black woman in America today.  Perhaps I can clear up some misconceptions that not everything is as “black and white” as it seems. I hope you’ll spend the time to read my story and share your thoughts below.

GROWING UP IN THE SOUTH

Going John Galt And Protesting Government Waste

Grim Reaper As John GaltJohn Galt is a fictional character in Ayn Rand’s novel Atlas Shrugged (1957).  The phrase, “Going John Galt ” or “Going Galt” is used to describe “productive” members of society cutting back on work in response to the projected increase in U.S. marginal tax rates, increased limits on tax deductions, and the use immoral or inefficient use of tax revenues.

I’m not sure if I was a more productive member of society when I was working. I just got into the office regularly around 5:30am-6am to try and learn and do as much as possible before my superiors got in. The result of working more was simply earning more than the median pay. Not a big deal nor a surprise that working more gets you paid more.

As someone who has now forsaken his day job for more freedom, in a large way, I’m “Going Galt.” I’ve been a big opponent of Big Government for a long time because politicians have a history of lying, pandering only to their supporters, saying one thing and doing another, abusing power, and wasting money. You can spend your money much more efficiently than the government.

If you’ve paid a couple hundred thousand in taxes one year, and the city is unwilling to fix their broken water main pipe underneath their sidewalk outside your house, you will be pissed!  If it takes 11 months to finally get the City to fix a clanking manhole cover after you’ve called 38 times, you will be agitated beyond belief. If the Federal Government uses your tax dollars to fund a war you don’t believe in, and kill thousands of innocent civilians, you will be despondent. When your property’s value goes up $280,000 during the worst economic recession just so the State can collect more property taxes, you are going to riot!

The only way you can cut off the head of the beast is by sharpening your samurai sword with knowledge and never feeding the beast another morsel of food again. The more money the government gets from you and me, the more they are going to abuse their power.

MAKING LESS FEELS SURPRISINGLY GOOD

The Best States For Unemployment Benefits: Would You Work If You Could Make $1,800 A Month Doing Nothing?

Surfing Dog In HawaiiWhy work if I make $1,800 a month in unemployment benefits?” was a question asked to me by someone I met in the hot tub last year.  At 28, Julie has been on unemployment for over 52 weeks.  Her old job was as a designer for Billabong USA.  During her time off, she’s been selling some of her paintings via Facebook where she posts her portfolio.  Of course, all her art earnings are not reported, otherwise, her $450 weekly benefits will start getting garnished after the first $25 dollars of income earned.

We’ve stayed in touch over the year and she’s been generous enough to give me some insights into the unemployment process.  She’s planning a two month trip to Jamaica with her friends, and she wants to do the right thing by suspending her unemployment benefits for that time period because she won’t be looking for work.

Despite her good intentions, she could not get through to the California Employment Development Department (edd.ca.gov) after calling 58 times.  That’s right, 58 times!!

So guess what?  She’s going to Jamaica for two months and will have her friend back in California fill out her bi-weekly continued claim form.  One of the questions she will have to answer is, “Did you look for work during the week?“  She will answer, “No.”, but undoubtedly, her unemployment benefits will still hit her Bank of America debit card like clockwork.

WOULD YOU WORK IF YOUR UNEMPLOYMENT BENEFITS EQUALED HALF YOUR EARNINGS?

You Can Count On Social Security Benefits In Retirement

Seafood Buffet Funny FishDespite mentally writing off the value of my Social Security benefits, in the bottom drawer in the way back of my cob-webbed mind, I know it will be there to fund my early bird special seafood buffets when I’m retired.  Sure, the eligibility age for withdrawal might rise from 62 to 67, but we’re all hopefully living longer too.  Besides, who really needs Social Security benefits if we’re saving over half our after-tax income for some many years anyway?  Don’t get greedy now!

The Middle Class of America has given me a tremendous boost in conviction that Social Security benefits will be around for all, forever.  If you read the comments on my post, “Disadvantages of The ROTH IRA: Not All Is What It Seems“, people have come out in force defending the virtues of the ROTH IRA, even though I clearly telegraph why we should not be contributing to a ROTH IRA if we haven’t maxed out their traditional IRA and 401K yet.  To pay more in taxes to an inept and corrupt government that shirks on its promises is an atrocity.

We should ignore the fact that people comment on things even if they know they are wrong, to justify why they did something to make them feel better.  Instead, we should take comments at face value.  Those who support the ROTH IRA most likely have opened a ROTH IRA.  Because they’ve opened a ROTH IRA, they believe that the government will do better with their money than they can on their own.  Remember, only middle class people are allowed to contribute to a ROTH.  Higher earners be damned!

As you know, I have an open mind and always look at both sides of each debate.  My conclusion from the comments in my ROTH IRA post is this: Because so many people support the ROTH IRA, the people of America believe in the efficiency of the government and the fact that Social Security will be fully guaranteed at the age of eligibility.  If people did not believe the government would make due on its promises to fully pay for Social Security, there’s no way people would give the government more of their money to manage!

People Vote With Their Pocket Books