Investments

Risk tolerance is a funny thing. Most people think they have a higher risk tolerance than they really do. But the reality is, only when you are losing a lot of money do you finally realize what your risk tolerance truly is. I’d like to think that I’d be able to stay the course and […]

If you’re looking how to quantify risk tolerance and how to determine the appropriate exposure to stocks, you’ve come to the right place. Financial SEER is a way to quantify your risk tolerance so you can try to make investment returns in a risk-appropriate manner. SEER stands for Samurai Equity Exposure Rule. This post is also for someone

Well, we’ve done it, folks! Despite COVID-19 and tens of millions of Americans unemployed, the NASDAQ and the NASDAQ have successfully completed their V-shaped recovery. At the end of the day, capital, not labor is the best way to build wealth. In this post, I want to go through some key lessons from this most

Despite not wanting to buy stocks after the S&P 500 has rebounded by over 30% since its March 2020 bottom, I still own a significant amount of stocks across a number of investment portfolios: two 529 plans, a SEP IRA, a Rollover IRA, a Solo 401(k) and a couple taxable investment accounts. Then there’s my

Here are my thoughts on stocks post a big rebound. The S&P 500 fell by 32% from peak to trough in March 2020. Today, the S&P 500 is at a record-high. Here were my thoughts about stocks during the most uncertain time period of the pandemic. Ultimately, I was able to call the bottom of

The average daily percent move of the stock market has increased over time. The reason for the increase in stock market volatility is mainly due to technology and the speed in which information moves and trades are executed. In the past, information moved more slowly, thereby affecting stock prices more slowly. Today, it’s much more

If you want to outperform the stock market, all you’ve got to is buy an S&P 500 index fund after your overall portfolio is up a marginal 0.1%. This way, you’ll outperform the stock market for the year by at least 0.1%. With your picture in Morningstar winning Fund Manager of The Year, you will

If you’re wondering about active versus passive investing performance, you’ve come to the right place. Overall, it’s better to be a passive index investor because it is very hard to outperform various stock market indices long term. The vast majority of active equity and fixed income fund managers underperform their respective indices. One of the