The great thing about the Financial Samurai community is that most of you are intelligent, hard working, non-delusional people who are willing to put in effort for reward. We could take the easy route and just focus on being super frugal to achieve our financial goals. But I think it’s far more interesting to see if we can grow our net worth to the max!
Did you know that most people give up on their resolutions by Feb 1? Sad! The new year checklist is primarily targeted to those who want or have the freedom to choose their own path. Everybody says they want financial freedom, but only a minority of people are willing to do the things necessary to make throwing away their alarm clock a reality.
I’ve done every single item on this checklist. I suggest you do the same given the stock market is at a record high, interest rates have moved up, bonds have sold off, the real estate market on the high end is finally cooling, and we have a new political regime in the White House after eight years of Obama.