Curious to learn how to lower your property taxes? You’ve come to the right place. I successfully lowered my property taxes for three years in a row during the 2008-2009 financial crisis. Your property tax bill is one of those pesky ongoing expenses that keeps going up if you don’t take action. As a homeowner, […]
How To Lower Your Property Taxes: Property Assessors Hurt Homeowners Read More »
If you are one of the millions of people considering foreclosure or a short sale, you need to read this post first and understand all the consequences before proceeding. A foreclosure will hurt your credit score. The question is: how much will a foreclosure hurt my credit score? How much a foreclosure will hurt your
How Much Will A Foreclosure Hurt My Credit Score? Read More »
Owning the right amount of life insurance is important to protect your family. The global pandemic has reminded us time and time again about our mortality and the importance of getting enough life insurance. If you haven’t done so already, calculate your net worth to assess how you did this past year. Hopefully, you’ve grown
The Right Amount Of Life Insurance To Protect Your Family Read More »
When it comes to your finances, everything is relative. To get ahead, you must outperform the average. If everybody is up 20% in their investments, have you really gotten richer? You have not. This post will discuss the average net worth for the above average person. Our goal is to outperform the average so we
The Average Net Worth For The Above Average Person Read More »
Winter is the best time of the year to buy a house. I’ve checked out open houses every weekend since 2003. I’ve also bought and sold multiple properties since 2003 as well. The best time of the year to buy a house is when the weather is terrible and people are on holidays. During the
Winter Is The Best Time Of The Year To Buy A House Read More »
We’ve all heard of trophy husbands and trophy wives. But what on earth is a trophy kid? Here’s how one expecting parent explained the term trophy kids to me at the playground one day. A trophy kid is what’s known as the 4th kid or greater in a family. Because raising kids is so expensive,
Trophy Husbands, Trophy Wives, And Now Trophy Kids Oh My! Read More »
I will make an argument why you need to start your own website today. I’ve had my own website, Financial Samurai, since 2009. It has been the best financial investment I’ve ever made. In a post pandemic world, you should own a website that can never be shut down. If you can keep spreading your
Why You Need To Start Your Own Website Today Read More »
Ranking The Best Passive Income Investments helps you strategize on developing retirement income. Over the years, the rankings have changed because economic situations have changed. In this post, I’ll be ranking debt types from worst to best. When used appropriately, debt can help provide for a better life and make us wealthier. When used inappropriately, however, debt
Ranking Debt Types From Worst To Best Read More »
Risk tolerance is a funny thing. Most people think they have a higher risk tolerance than they really do. But the reality is, only when you are losing a lot of money do you finally realize what your risk tolerance truly is. I’d like to think that I’d be able to stay the course and
Your Risk Tolerance Is An Illusion: Wait Until You Start Losing Big Money Read More »
Millions of people are quitting their jobs today in order to find more meaning with their one and only life. There are two things everyone should do before leaving your job: 1) Negotiate a severance package and 2) refinance your mortgage. If you do both, you are going to significantly improve your finances in the
Refinance Your Mortgage BEFORE Leaving Your Job Please Read More »
