The decision to buy or rent a home is big one, especially if you’ve never purchased real state before. Here’s my story about how I decided on buying a home vs renting. For me, the decision came up one rainy winter. Rain during the winter in San Francisco means lots and lots of snow in […]
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The FS20 property indicator is a way to help you buy a house with more confidence. Given the relative illiquidity of real estate, there is huge room to get your property transaction right or wrong. My hope is for all of you to get maximum value whether you’re buying or selling. There are many variables
FS20: A New Property Leading Indicator That Gives Buyers Confidence Read More »
When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How
How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER© Read More »
Before buying anything, always calculate the opportunity cost when making a major investment. If you do, you will spend less and build wealth faster. I love window shopping and never buying a gosh darn thing. Vendors hate me, but my bank account thinks otherwise. This habit started when I was a teenager making minimum wage with shoes and
Always Calculate The Opportunity Cost When Making A Major Investment Read More »
Want to get rich or feel rich? You might as well take advantage of rich people! OK, I’m not trying to be insidious. Hear me out in this post. For background, I retired with a $3 million net worth in 2012 at age 34. Today, I’m 47 with an eight figure net worth thanks to
How To Take Advantage Of Rich People So You Can Get Rich Too Read More »
Financial security is what everybody wants, especially during a pandemic. The best way to get financial security is to develop financial buffers. The more financial buffers you have, the greater your chance of making it through even the worst financial crisis. Let me share with you how to gain financial security so you can live
The Best Way To Gain Financial Security Is To Develop Financial Buffers Read More »
Getting a hot tub (spa) has been the absolute best splurge I’ve ever made. The second best splurge is building a deck. Once the global pandemic hit, I went from going to my hot tub once or twice a week to three or four times a week. Having a hot tub has been a life-saver!
Hot Tub Economics: The Cost To Own And Maintain A Hot Tub Read More »
If you want to buy a house in this housing market, know that it’s hard to get a mortgage nowadays. The lending market is incredibly tight and only borrowers with the best credit are getting the best rates. Further, mortgage rates have risen substantially since the beginning of 2022, making affordability more difficult as well.
Why It’s So Hard To Get A Mortgage According To A Loan Officer Read More »
I’ve written a pretty detailed post about analyzing whether it’s better to invest in stocks or real estate. Check it out if you’re wondering where to put your money. I tried to be unbiased in my analysis, but due to my experience investing in both asset classes for over a decade, I came to the
Stocks Versus Real Estate: It Depends On Your Luck Read More »
