Why Negotiating A Severance Is Possible: Absolute Reputational Destruction

Good things don’t happen to those who disbelieve. Be open to possibilities. This post will highly why negotiating a severance is possible, even if you are a great employee or a bad employee. One of the push backs people have about my bestselling ebook, “How To Engineer Your Layoff: Make A Small Fortune By Saying […]

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Convert Term Life Into Permanent Life Insurance To Keep Your Rate Class

To keep your life insurance rate class, one way is to convert your term life into a permanent life insurance policy. The cost of your life insurance premiums depends on your health rate class. This post will share when converting a term life policy makes sense and when it may not. In a previous post,

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Financial Dependence Is The Worst: Why Each Spouse Needs Their Own Bank Account

Financial independence is the best. Financial DEpendence is the worst. If you truly love your spouse, you would make them financially independent. Don’t let them always feel like they have to ask for money or ask for permission to spend money. If you plan to get married, then you better not get divorced. Otherwise, what’s

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How To Start A Business: Bootstrapping To 7-Figures

Are you wondering how to start a business, especially as the pandemic created so much job uncertainty? You’ve come to the right place. My friend Michael from Financially Alert, shares his tips on how to start a business after starting and selling one before. Michael took an early retirement in his mid-thirties to be fully present

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The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money

Practice stealth wealth if you know what’s good for you. Showing off how much you make and how much you have is not the way of the Financial Samurai. You will be crucified by the public if you show of your outsized wealth. People will also not give you credit for the risk you took

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The Best Near-Term Real Estate Investment Opportunity: Your Own City

Despite all the hype about massive workforce migration to lower-cost cities due to the work from home trend, I now believe the migration trend may be slower than hotly anticipated. The best near-term real estate investment opportunity really is right in your city. We’ve been talking about investing in the heartland of America since 2017.

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Why Households Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today

In order to comfortably raise a family in an expensive coastal city like San Francisco or New York, you’ve probably got to make at least $300,000 a year. Thanks to elevated inflation post pandemic, the middle-class lifestyle is getting harder to obtain due to rising costs of gasoline, food, housing, travel, tuition, and healthcare. You

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