Zero coupon municipal bonds are a type of low-risk investment you should consider for the low-risk portion of your net worth. I’ve personally built a decent municipal bond portfolio to help generate more tax-efficient passive income. Interest rates are still relatively high post pandemic, hence, investing in municipal bonds is still appealing. If you buy […]

As an investor, you need to adopt a Yin Yang Investor Mindset. In other words, always recognize that whenever one asset class is booming, another asset class may be suffering. If you feel like you missed the boat with one investment, just know there’s another boat somewhere in the world waiting. My investment mindset as a retiree