The 60-day rollover rule enables you to borrow money from your retirement plans tax- and penalty-free. You can utilize the rule once a year. However, in general, I don’t think it’s wise to borrow from your retirement plans. If you do, you may get into the habit of robbing your retirement future. You may also …
The 60-Day Rollover Rule To Borrow From Your Retirement Plans Read More »
If you’re thinking about holding individual municipal bonds as a safe and liquid source of funds, think twice. Owning highly-rated municipal bonds is low risk. However, selling individual municipal bonds can be incredibly expensive and cumbersome. Unlike stocks, which now have $0 trading fees and ample liquidity, municipal bonds have a much less liquid market. …
Selling Municipal Bonds Is Incredibly Expensive And Cumbersome Read More »
As an avid pickleball player and real estate investor, I thought it’d be good to go through a thought exercise on pickleball’s impact on real estate prices. More pickleball courts will appear over time given pickleball continues to be the fastest growing sport in America. Although I love pickleball, as a homeowner, I would not …
Quantifying Pickleball’s Impact On Real Estate Prices: Mostly Negative Read More »
As a homeowner and real estate investor, I want home prices and rents to rise. Real estate is an integral part of my Fat FIRE strategy of perpetually generating six figures in passive income. So when I saw Zillow’s latest bullish housing price forecasts, I was thrilled! Zillow believes national home prices will increase by …
Why Zillow Is Likely Wrong Again About Its Housing Price Forecast Read More »
Fidelity recently came out with its average and median 401(k) balances by generation. They are as follows: Gen Z: Average $7,100, Median $2,500 Millennials: Average $44,900, Median $15,500 Gen X: Average $145,500, Median $44,000 Boomers: Average $215,000, Median $61,200 How does your 401(k) balance compare to the average and median balances for your generation?
In this podcast episode, I speak with Ben Miller, Co-Founder and CEO of Fundrise. We discuss the various opportunities and risks he sees for real estate and stock investors over the next 12-24 months. For the several years that I’ve known Ben, he has always demonstrated a more measured outlook than other CEOs and investors …
Real Estate Risks & Opportunities With Ben Miller, CEO Of Fundrise Read More »
Thanks to several commenters in my going back to work post, I’m getting more enthusiastic about sending my kids to community college! As a result, it may no longer be necessary for us to try and accumulate $1.5 million for two children to attend a four-year private college starting in the year 2036. It may also …
Community College May Be The Way: How I Plan To Spend $1.5 Million Read More »
With interest rates rising across Treasury bonds, municipal bonds, and corporate bonds, there comes a point where owning bonds becomes more attractive than owning stocks. The objective of this article is to figure out an appropriate stock allocation by bond yield for a better risk-appropriate return. With the 10-year Treasury bond yield rising to as …
Suggested Stock Allocation By Bond Yield For Logical Investors Read More »
Virtue signaling is the public expression of opinions or sentiments intended to demonstrate one’s good character, social conscience, or the moral correctness of one’s position on a particular issue. I don’t mind virtue signaling if the person also lives by their beliefs. It is natural to want to demonstrate to the world one’s beliefs, especially about a cause one truly believes …
Investor Virtue Signaling In A Capitalist Country Is Fascinating Read More »
High interest rates could be the best thing for investors, personal finance enthusiasts, retirees, savers, and those seeking financial independence. You know, most of us. Even though it was uncomfortable to lose money when the Fed first started hiking rates in 2022, the Fed may have ultimately did us a favor by hiking 11 times …
Why High Interest Rates Are Great For Most, Even If We Crash Read More »
