In this podcast episode, I speak with Ben Miller, Co-Founder and CEO of Fundrise. We discuss the various opportunities and risks he sees for real estate and stock investors over the next 12 months. For the several years that I’ve known Ben, he has always demonstrated a more measured outlook than other CEOs and investors […]
Real Estate Risks & Opportunities With Ben Miller, CEO Of Fundrise Read More »
Thanks to several commenters in my going back to work post, I’m getting more enthusiastic about sending my kids to community college! As a result, it may no longer be necessary for us to try and accumulate $1.5 million for two children to attend a four-year private college starting in the year 2036. It may also
Community College May Be The Way: How I Plan To Spend $1.5 Million Read More »
With interest rates high across Treasury bonds, municipal bonds, and corporate bonds, there comes a point where owning bonds becomes more attractive than owning stocks. The objective of this article is to figure out an appropriate stock allocation by bond yield for a better risk-appropriate return. The 10-year Treasury bond yield surged to 5%+ in
Suggested Stock Allocation By Bond Yield For Logical Investors Read More »
Virtue signaling is the public expression of opinions or sentiments intended to demonstrate one’s good character, social conscience, or the moral correctness of one’s position on a particular issue. I don’t mind virtue signaling if the person also lives by their beliefs. It is natural to want to demonstrate to the world one’s beliefs, especially about a cause one truly believes
Investor Virtue Signaling In A Capitalist Country Is Fascinating Read More »
High interest rates could be the best thing for investors, personal finance enthusiasts, retirees, savers, and those seeking financial independence. You know, most of us. Even though it was uncomfortable to lose money when the Fed first started hiking rates in 2022, the Fed may have ultimately done us a favor by hiking through the
Why High Interest Rates Are Great For Most, Even If We Crash Read More »
I’ve written about the importance of having a strong money mindset to get richer. But what I’ve also realized is having a scarcity mindset can also make you richer as well! Could both mindsets lead to good fortune? Let’s explore. The Fire Alarm Goes Off Our home’s fire alarm started going off one morning, so
A Scarcity Mindset Will Make You Miserable But Potentially Richer Read More »
Emotional attachment is dangerous when you are making a financial transaction. It can make you pay more than you should or hold on too long. Now that I’m in contract to buy a home with contingencies, I’ve been wrestling with my emotions on whether buying a new home is a good idea. Perhaps you’ve also
5 Ways To Overcome Emotional Attachment To Buy A New Home Read More »
If you or your spouse are rich, consider creating a trust fund job or taking a trust fund job. This way, you’ll gain more status, stay relevant, and deflect suspicions that you may be an unproductive member of society. The older I’ve gotten, the more I realize there are plenty of people with trust fund
Trust Fund Jobs For Status, Purpose, Relevance, And Meaning Read More »
I realized something important for all of you who have automatic mortgage payments and also like to automatically pay down extra principal each month. It is don’t forget to adjust your mortgage autopay amount down when rates increase. When I refinanced a primary residence loan in 2019, I decided to get a 7/1 ARM at
Adjust Your Extra Principal Automatic Mortgage Payment When Rates Rise Read More »
After successfully replacing her lost passport, my wife finally got to Tokyo, Japan to help her mother out with her mother’s sister’s estate issues. At times, it felt like mission impossible coordinating the trip, booking the hotels, going to the countryside to place the urn, and meeting with another country’s estate planning lawyers. Her mother
The Things We Learn After Being Apart For A While Read More »
