Personality Scores By Race: The Differences Are Unbelievable

45 Comments / Education / By

Did you know some universities have personality scores by race? I couldn’t believe it either. These personality scores seem likely completely subjective measures to justify rejecting some applicants and accepting others, despite substandard grade and test scores. Although the Supreme Court striking down of Affirmative Action for college admissions is disappointing for many, there are […]

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When Advertised Home Square Footage Is Different From Tax Records

5 Comments / Real Estate / By

If you’re buying a home, you should compare the home’s advertised square footage with the official square footage on the Multiple Listing Service (MLS) and tax records. Your goal is to uncover any discrepancy and understand why the discrepancy exists. The MLS takes its information from the home’s official square footage found in the county’s

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How Much People Want In Retirement Vs. How Much They Actually Have

102 Comments / Retirement / By

I wrote about the various paradoxes of wealth based on a Charles Schwab Modern Wealth Survey. In this article, I want to highlight another wealth paradox based on the amount people expect they need in retirement versus how much they actually have. According to this new data, I’m convinced Americans really don’t know how much

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It’s OK To Sell Stocks Once You’ve Made Enough To Buy What You Want

25 Comments / Investments / By

Everybody should have some investments in stocks. Although stocks provide zero utility, some stocks provide dividend income and all stocks have the potential for capital appreciation. Since 1926 the S&P 500 has returned about 10% on average a year. Further, at some point in your life you should sell some stocks to buy what you

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Ranking The Best Passive Income Investments

519 Comments / Investments, Most Popular, Retirement / By

If you’re looking to achieve financial freedom before a traditional retirement age (60+), you must build passive income. This post will highlight the best passive income investments in our current economic environment. Passive income is the holy grail of personal finance. If you have enough passive income to cover your desired lifestyle, then you are

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