Let’s look at the best time of the month or year to refinance a mortgage. If you can refinance at a better time of the year, you might be able to get a lower mortgage rate and save. The best time of the month to refinance your mortgage is the last two weeks of the […]
When Is The Best Time Of The Month Or Year To Refinance A Mortgage? Read More »
All of us are patriots to some degree. However, it’s good to beware of home country bias to protect ourselves from unexpected risk. Home country bias refers to investors’ tendency to favor companies from their own country over those from other countries or regions. After all, it’s usually better to invest in what we know
Home Country Bias Investing And Why It Can Be A Big Problem Read More »
Due to the war in Ukraine and Israel, a lot of people have been asking me whether to buy gold now. Therefore, I thought I’d revisit this post that I write a while ago and have updated today. Before you buy gold, make sure you understand the basics of commodities. A commodity is typically a
The Top Reasons To Buy Gold: A Safe During Uncertainty Read More »
So you’re wondering whether to get whole life insurance even though it costs much more than term life insurance. Our partner Policygenius shares the main reasons to get whole life insurance. You can get real insurance quotes all in one place with the Policygenius online insurance marketplace. Whole life insurance is permanent coverage that lasts
Reasons To Get Whole Life Insurance Even Though It’s More Expensive Read More »
Unfortunately, we may have to accept the reality of living with dead money for a while. The forecasts of lower expected returns in the stock market over the next decade may very well be coming true. As a result, we must adapt and think ahead. In this post, I’d like to discuss several suboptimal financial
How To Live With Dead Money For A While Under Different Scenarios Read More »
Russia has invaded Ukraine. Unfortunately, there’s nothing much you or I can do except give our moral and financial support to the Ukrainian people and organizations trying to help. If you’re looking for a donation idea, check out World Central Kitchen, which is providing warm meals to Ukrainian refugees. Let us hope there is a
Five Financial Observations Since The Start Of The Ukraine War Read More »
So you’ve survived the pandemic. Congrats! Now there’s potentially World War III due to the war in Ukraine, Russia, Israel, Gaza, and now Iran! These wars could bring in other countries like the United States and many more into the conflict. Russia’s invasion of Ukraine does have the possibility of starting the next World War.
How To Prepare For World War III: A Survival And Money Guide Read More »
Your financial independence number is the amount of money you think you need in order to be free. Unfortunately, if nothing changes in your life after reaching your financial independence number, then the number simply is not real. You need to accumulate more capital and generate more passive income. Some people continue to believe once
Your Financial Independence Number Is Not Real If Nothing Changes Read More »
It’s not easy refinancing a rental property mortgage nowadays. The lending market has tightened up with higher rates and fears of another recession. This article will discuss the documents needed to refinance a rental property mortgage. Rental property mortgages are always between 25 to 50 basis points higher than a primary home mortgage due to
Documents Needed To Refinance A Rental Property Mortgage Read More »
My grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to his neighbors who grew green
FarmTogether Review: A Sustainable Farmland Investment Manager Read More »
