If you’re like most people, you want to get as much value out of any purchase as possible. Therefore, you’d probably never buy a First Class or Business Class airline ticket. You might use miles to upgrade. But you certainly wouldn’t pony up your hard-earned dollars to sit in a wider seat. However, money is […]
How To Pay For A First Class Airline Ticket Without Feeling Remorse Read More »
Fundrise is a leading real estate investing platform today with over 220,000 clients and $2.5+ billion in assets under management. The firm recently launched a new performance track record tool to boost transparency for individual investors. With stock market volatility back and negative real mortgage rates, my focus is moving towards capital preservation and investing
New Fundrise Performance Track Record Tool To Boost Transparency Read More »
Some people think sugary processed foods are why we get soft. Other people argue transitioning from a labor-intensive to a capital-intense economy makes us less active. I’m going to argue high I Bond returns are the real reason for making us not try so hard! Investing in an I Bond today is almost too good
I Bond Returns: Almost Too Good To Be True Read More »
As a homeowner with a mortgage, the holy grail is having a mortgage rate below the 10-year bond yield. When you have this situation, it’s like living for free and you should not pay down extra principal. If you had the money, you could invest an amount equal to your mortgage into a 10-year Treasury
Negative Real Mortgage Rates Means Don’t Pay Down Extra Principal Read More »
At last! After more than three years of deliberating what to do about life insurance, I finally got myself an affordable life insurance policy with no medical exam with Policygenius! If you’re looking to get the same, here’s how I did it. Let me share a bit of background first. Back in January 2012, at
How I Finally Got Affordable Life Insurance With No Medical Exam Read More »
The new COVID variant, Omicron (B.1.529) was first detected in South Africa in November 2021. Omicron is now the dominant COVID variant today. Reports are showing Omicron is less potent, which is leading to less hospitalizations per infected cases. Reported symptoms are generally more mild as the variant doesn’t seem to attack the respiratory system
The New COVID Variant Investment Thesis For Stocks And Real Estate Read More »
I’ve made the case the best time to work may be during a pandemic. With fewer things to do, you might as well spend more time making more money. Further, if you are able to work from home, you could actually figure out a way to work less and still get paid in full! Since
In Search Of The 2-Hour Work Day While Getting Paid Full-Time Read More »
The Federal Housing Finance Agency (FHFA) has announced new 2022 conforming loan limits for conventional loans. The baseline conforming loan limit for 2022 will be $647,200, up $98,950 from 2021’s limit of $548,250. That is a record-high increase of 18% based on the FHFA House Price Index. In higher-cost areas, the new loan limit increases
2022 Conforming Loan Limits Increase To Record Highs, Improving Affordability Read More »
Between the ages of 18 – 32, I experienced chronic back pain, sciatica, tennis elbow, golfer’s elbow, and TMJ. It was only after reading Dr. Sarno’s book, Healing Back Pain, did my chronic pain eventually went away. Now, at 44, I hardly have any chronic pain. And when some ailment does flare up, I review
Curing Chronic Pain And Getting Your Life Back On Track Read More »
Now that we’ve had some fun figuring out the minimum income and net worth required to buy a $5 million home, I thought it’d be nice to be more inclusive of more homebuyers. This post will discuss the income and net worth requirements to buy a home priced from $200,000 to $50 million. The income
Income And Net Worth Requirements To Buy A Home At All Price Points Read More »
