Preparing For A 50-Year Retirement With Vanguard’s New Return Assumptions

65 Comments / Retirement / By

Imagine retiring by age 40. You may have to prepare for a 50-year retirement! Traditionally, the average American retires by age 65 and prepares for a 20-25-year retirement. However, with the median life expectancy increasing and more people desiring to retire earlier, we must plan for even more unknowns. Further, return assumptions for stocks, bonds, […]

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How To Avoid Buyer’s Remorse When Purchasing An Expensive Vehicle

80 Comments / Automobiles / By

When it comes to cars, buyer’s remorse is the worst because there’s no return policy. Once you buy your car, it steadily depreciates in value over time. If you buy a new car, the depreciation curve over the next three years is the steepest. Therefore, you had better buy a car you really love, responsibly.

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Strong Reasons For Hiring A Financial Advisor Or Investment Manager

67 Comments / Investments / By

Although I’m a DIY investor and encourage people to figure out how to invest themselves, there’s absolutely a place for hiring a financial advisor or investment manager to manage your money, or at least a portion of it. Back in 2015, I did some consulting for a fintech startup called Motif Investing down in San

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DIY Investing: An Easy Guide To Investing Your Own Money

43 Comments / Investments / By

Since 1995, I’ve been a do-it-yourself investor (DIY investing). It all started when I saw my father trading stocks on his Charles Schwab online account. I was hooked and asked him to teach me. The introduction led me to trade stocks during college. Sometimes I’d win, sometimes I’d lose. Thankfully, my portfolio was only about

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Your Homeowners Insurance Policy Likely Needs To Be Increased

18 Comments / Insurance / By

In addition to updating your umbrella policy in a bull market, your homeowners insurance policy likely needs to be increased as well. Given real estate values have surged higher, your house may be underinsured. I like to keep my real estate values static in my net worth calculations to keep me motivated. It encourages me

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