There is a never-ending debate between real estate versus stocks as a better investment. Currently, ~50% of my net worth is in real estate while ~30% of my net worth is in stocks. Perhaps the main reason why is because I believe real estate is less risky than stocks. With real estate, you don’t wake […]
Why Real Estate Is Less Risky Than Stocks And The Irony That Follows Read More »
The ideal financial scenario in retirement is steady income and conservative returns. Financial loss creates stress. And given stress kills, your goal as a retiree should be to remove as much stress from your life as possible. The older and wealthier you get, the more you want to move your money into the background of
The Ideal Financial Scenario In Retirement: Conservative Returns, Steady Income Read More »
In general, buying stocks on margin is a bad idea. You could lose all your initial investment if the stock suddenly drops and you have no way to meet your margin call. In addition, you are already paying a margin interest rate. However, the idea of buying stocks on margin has increased due to a
Buying Stocks On Margin Is A Bad Idea: You Could Easily Lose Everything Read More »
The average credit score to qualify for a mortgage is roughly 760 in 2025, a 60 point rise since the financial crisis in 2008. As mortgage rates increase due to inflation and Fed rate hikes, it’s more important than ever to have a great credit score to get a lower mortgage interest rate. Thankfully, gone
The Average Credit Score To Qualify For A Mortgage Is Now Very High Read More »
After the unforeseen volatility of 2020, CrowdStreet wanted to know how individual investors were thinking about real estate investing in 2021 and beyond. CrowdStreet was able to conduct a survey with 1,200 respondents, one of the largest of its kind. The survey results provide an insightful commercial real estate outlook for 2021 and beyond. I’m
Commercial Real Estate Outlook 2021 – CrowdStreet Survey Read More »
Empower (previously Personal Capital) is a Silicon Valley digital wealth management company that launched in September, 2011 by former Intuit and PayPal CEO Bill Harris. If you are wondering, should I use a wealth management company like Empower, I think the answer is “yes.” I have been using Empower’s free wealth management tools since 2012. Partly due
Should I Use A Wealth Management Company Like Empower Personal Capital? Read More »
Let me share why I dislike investing in the stock market even in good times. Times are good now because we’re near all-time highs after a scary March 2020. Corporate earnings are rebounding. The economy is opening up. There is light at the end of the tunnel. The problem with the stock market is that
Why I Dislike Investing In The Stock Market Even In Good Times Read More »
If there is one time to have money and spend money, it’s during and after a pandemic or similar hardship. Money should help make difficult times more bearable. If you can’t afford to spend extra money during a time of distress, then you can always revenge spend once it’s over. When I first came up
Revenge Spend Time! Spending Money To Get Back At Life Read More »
Before the internet, traditional publishing a book was the main way to get your book out into the world. Today, many aspiring authors have decided to bypass the gate keepers and go the self-publishing route. Traditional publishing means that your book is published by an established publishing house. The largest publishers are the “Big 4”
Making Money Traditional Publishing A Book: The Pros And Cons Read More »
Before buying a home in the midst of a pandemic, you need to understand the state of the mortgage industry. This information is vital if you want to make the best purchase possible with the information available. In 2022, as we get out of the pandemic, the state of the mortgage industry is changing. Lending
State Of The Mortgage Industry: Things To Know Before Buying A Home Read More »
