The best time to own the nicest house you can afford is when you have the most number of people living in it. This way, your house is providing for the most number of people. The most number of people are enjoying your house. Finally, the cost is spread out and provides better value. Therefore, […]
The Best Time To Own The Nicest House You Can Afford Read More »
For the longest time, I’ve wondered whether Social Security is a dependable source of income for traditional retirees. As someone still over 16 years away from being able to collect, it’s hard to believe in the system given it is already underfunded by ~22%. Therefore, when the Social Security Administration announced the cost of living
Social Security Cost Of Living Adjustments: Keeping Up With Inflation Read More »
With all the talk about rents and the overall U.S. housing market, I thought it would be good to see how Fundrise’s various real estate funds have performed in this environment. At the end of the day, we can talk all we want. But, investment performance is what matters most. Fundrise is a real estate
Fundrise Investment Performance Update 2023 Read More »
A Roth IRA conversion is potentially a way to save on taxes in retirement. However, for most people, converting to a Roth IRA is probably a waste of time. It is highly unlikely you will make more in retirement than while working. As a result, your tax rate will likely be lower in retirement. I
A Roth IRA Conversion Is Probably A Waste Of Time And Money For Most Read More »
SPAC is an acronym that stands for Special Purpose Acquisition Company. SPACs have been making headlines primarily for helping some notable private companies go public. As a curious investor, it’s always good to explore new ways to potentially make money. But it is even more important to only invest in something you thoroughly understand. This
What Is A SPAC And How Does It Work? Another Way To Raise Capital Read More »
Being smart is generally a good thing. You can use your smarts to make more money and do more things with ease. However, what if you live in one of the smartest countries in the world. Can your smartness shine through when many of your peers are equally as intelligent? Or what if you live
Why The Smartest Countries Are Not The Happiest Read More »
There’s a saying that goes something like this: To feel rich, take whatever you earn and triple it. Once you get there, triple it again. In other words, due to hedonic adaptation, it’s impossible to ever permanently feel rich! We all know that making a top 1% income or top 0.1% income means you are
When Do You Finally Feel Rich? It’s Not Always About The Money Read More »
With the continual rise of insurance costs, it’s helpful to know the fundamentals of various types of health insurance plan structures available today. Let’s look at POS vs PPO health insurance, as these are the two plans we’re deciding between for the new year. One of the things I dread every fall is our health
What Is POS vs PPO Health Insurance? The Costs And Benefits Read More »
At some stage in your investing journey, you may experience a situation where your investment returns surpass your active income (non-investment income, job income). The first time this happens, you may feel excited as you imagine the possibilities. But you likely won’t quit your job just in case it was a fluke. However, after several
Investment Returns Versus Active Income: When Work No Longer Matters Read More »
If you ever find yourself in a situation where you are unsure about an investment, to minimize regret, I suggest you go halfsies. Halfsies is when you either buy or sell half your normal amount. When $520,000 worth of equity structured notes matured, I faced the challenge of figuring out how to reinvest the proceeds.
Unsure About An Investment Decision? Go Halfsies Read More »
