I’m bullish on real estate for the next several years. With multiple efficacious vaccines, high inflation, continued low and negative real mortgage rates, plenty of stimulus, work from home here to stay, and the desire to own income-producing assets, real estate has a bright future. Here is the latest Fundrise overview. Fundrise is a leading […]
Fundrise Overview And The Future Of Real Estate Read More »
Are you thinking about when to have more children? My wife and I have been thinking this ourselves. We have two children currently and are wondering whether to try for a third. We hear having a third can be the hardest since we’d be outnumbered. Having children is a personal choice. There is no right
When To Have More Children: A Rational Framework To Consider Read More »
One of the keys to being a successful landlord is finding good tenants. At some point in your landlord journey, you may come across a situation where you have to decide between better tenants or higher rent. Of course, in an ideal situation, you would love to have both. This post will share my latest
Better Tenants Or Higher Rent? Making The Right Landlord Decision Read More »
With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments that zig when your stocks zag. Diversifying through bonds is the most common way to gain portfolio diversification. However, with the 10-year bond
Portfolio Diversification With Alternative Investments: Art, Farmland, Wine Read More »
The more money you have, ironically, the more worries you might have too. Empower, a digital wealth advisor with free financial tools, released its latest Affluent Investor report. Among other things, it highlights the biggest financial concerns of affluent investors. The biggest surprise from one of its surveys is that folks with more than $500,000
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Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$41 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people and retirees. Both want income to fund their operations or lifestyles indefinitely. Both want to outperform their peers. And ultimately, both want consistently strong absolute
How The Rich Invest: A Look Inside Yale Endowment’s Asset Allocation Read More »
When I was growing up, our house was always pretty neat because I hardly had any toys. For example, I had no lego blocks for my parents to accidentally step on. My parents would only get me a present once a year. And that something was usually an action figure, not something expensive like a
Fun Frugal Toys You Can Make At Home For Kids Of All Ages Read More »
Right before negotiating my severance in 2012, I wondered whether I should get a Ph.D. After 13 years in the private sector, I thought it would be nice to switch things up. Besides, if I got my Ph.D., I could demand people call me doctor, just like how our incoming First Lady demands to be
Should I Get A Ph.D.? Not Sure If It’s Worth It Read More »
Can your finances withstand a Fed rate hike? The Fed Funds Rate (FFR) is at 0% – 0.25% to help combat the recession and global pandemic. However, now the Fed is aggressively raising rates to fight 40-year-high inflation rates. Usually, when the Fed raising rates so aggressively, risk-assets sell off. Therefore, it’s important to solidify
Can Your Finances Withstand A Fed Rate Hike? Read More »
Opening a Roth IRA for your kids is a must once they start generating earned income. Not only will opening a Roth IRA help build wealth for your kids, if you have a business, it will also help you save on taxes. If you start contributing to your kid’s Roth IRA young enough, there’s a
Opening A Roth IRA For Your Kids To Build Wealth And Save On Taxes Read More »
