Investments

In The United States, an accredited investor is someone who has a net worth of at least one million dollars, excluding the value of their primary residence, or has income of at least $200,000 a year for the last two years or $300,000 together with a spouse, with the expectation to make at least as […]

High portfolio turnover may b more costly than high mutual fund fees. With high portfolio turnover, you’ve got more taxes to pay. Further, you might completely mis-time your buying and selling. Everybody should understand by now that high mutual fund fees drag performance down over time. Given the large majority of active fund managers underperform

The Yin Yang Investor Mindset post talks about looking for opposite investment opportunities whenever one asset class is roaring. I used the sell-off in bonds as an example of finally beginning to build a meaningful muni bond portfolio to earn double taxation free income. Now I’d like to highlight more reasons why folks who have a

It’s harder to get rich off stocks than it is to get rich off real estate. The main reason why is due to the absolute amount of money you need to risk to get rich in stocks. Even if your $5,000 stock investment goes up 50%, that’s only $2,500. But if your $500,000 rental property

Wealth management can be a full-time job if you have a lot of investments. Investing family money can be stressful. At some point, you might want to hire a money manager to help you with your finances. When I sold my rental house, I thought my stress would go down at least 80%. After all,

Something very bad happened to me the other weekend. I lost $800 dollars betting on the 49ers to win the Super Bowl. Earlier, I had won $600 betting on the 49ers to beat the Vikings and the Packers. But lost it all and then some when the 49ers couldn’t hold onto their 10-point lead. I

The yield curve is a curve on a graph in which the yield of fixed-interest securities is plotted against the length of time they have to run to maturity. A yield curve is almost always upward sloping, a sign that the economy is functioning properly. To best understand the yield curve, put yourself in the

Bonds don’t get as much love as stocks because they are considered boring. It’s hard to get rich quick off a bond. But it is possible to see a quick windfall if you pick the right high-flying stock. Despite the lack of sexiness in bonds, if you’re serious about achieving financial independence or are already