Here’s the Financial Samurai mid-year 2018 review. After the 10% 1Q correction, I did a lot of reflecting and decided that I had too much risk exposure. As a result, I decided to move from roughly a 70/30 stock/bond weighting down to a 55/45 stock/bond weighting by selling stocks when the market clawed back to even and buying […]
Financial Samurai Mid-Year 2018 Investment Review And Outlook Read More »
When I first wrote about Understanding Structured Derivative Products As An Investment in 2012, I received some pushback. The media was going on about how structured products helped accelerate the financial crisis partly because investors didn’t understand what they were getting themselves into. It was similar to how some adjustable rate mortgage borrowers didn’t understand how their
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Can cash be considered an investment? I think cash can, especially if the stock market starts tanking. However, most of the time, cash is seen as a returns drag given cash pays so little. There’s a debate going on between Charles Schwab, who launched its Charles Schwab Intelligent Advisors service (robo-advisor), and existing robo-advisors, Wealthfront and
Can Cash Be Considered An Investment? Or Is Cash One Big Drag? Read More »
Once your housing expense is under control, the next thing to tame is your consumption habits. The most common waste of money today is buying an automobile. New cars are simply too expensive for the median household income. But because car manufacturers have created ways for consumers to stretch with financing and leasing deals, consumers
The 10X Investment Consumption Rule To Fix Bad Spending Habits Read More »
If you’re an experienced investor or a DIY investor, you may still want to use a financial advisor. There are plenty of benefits. But, the way you utilize one is going to be different from someone who is unexperienced with the markets. I’ll explain the main ways you should use a financial advisor below. First
Main Ways To Use A Financial Advisor For Experienced Investors Read More »
Are we in another financial bubble? It feels like it given how aggressive the Fed has hiked rates. It’s best to prepare for another recession just in case. One of the biggest reasons why I believe we could be in another financial bubble is the incessant amount of stock tips I’m getting from people with
Are We In Another Financial Bubble? Valuations Look Stretched Read More »
This is the Financial Samurai 1Q2018 investment update and outlook. Hopefully everyone got some laughs this April Fool’s! It’s always good to poke fun at yourself once in a while to stay grounded. Yes, Twitter is indeed like high school where there are gang ups, non-stop gossiping, and outbursts of hormonal rage. One of the
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Income producing assets is what it’s all about in a low interest rate environment. Eventually, interest rates will come down again and risk asets will increase in value. There was surprisingly little debate regarding my passive income investment rankings. Figuring out the five factor scores for each of the seven investments took about 10 hours
How Low Interest Rates Increase The Value Of Income Producing Assets Read More »
There are growing concerns that the bull market has come to an end in 2024 and it’s now time to take profits. Downturns seldom ever last for just 6 – 12 months. It’s never worth raising some cash to live to see another day. I finally sold my rental house in San Francisco that went
Should I Take Profits And Sell Stocks? You Can Never Lose If You Lock In A Gain Read More »
I’m always looking for new investment ideas due to excess cash flow. All of you who spend less than you make should have the same problem. But given we are near all-time highs in the stock market, good ideas are harder to come by. I’m also always being asked by folks who discover my background whether
Investment Ideas At The Top Of The Market Read More »
