Are you asking yourself: should I invest in P2P lending? My short answer is no. I do not recommend investing in P2P lending because returns are lower, risk is higher, and I’m not sure platforms like Prosper will be around. P2P lending ranks last in my best investment rankings chart. If you are still interested […]
Should I Invest In P2P Lending? Prosper Performance Review Read More »
Being an active investor takes way more time and energy than a passive one. You can learn more about active versus passive investing performance here if you’re curious. So far this year, managing my own investment portfolio has been difficult. Trying to be an active investor is exhausting and hard on the nerves. Do you
Confessions From An Aging Active Investor: Outperforming Is Tough In A Volatile Market! Read More »
Here are are some tips for borrowers of peer-to-peer lending. Peer-to-peer lending has become a popular way for more borrowers to access money beyond going to a traditional bank. Frankly, I think getting a personal loan from a marketplace like Credible is the most efficient way to borrow money nowadays. Rates have come way down
Tips For Borrowers Of Peer-To-Peer Lending: Insights From A P2P Investor Read More »
On December 10, 2008, Bernie Madoff’s two sons told authorities their father was running a $65B Ponzi scheme for decades. Supposedly the sons and mother had no idea. Beware, ponzi schemes are everywhere. Bernie’s scheme began to unravel after the financial crisis in 2008 catalyzed a series of fund redemptions, which ultimately forced Bernie to come clean to
The Father Of All Ponzi Schemes Will Cause The Mother Of All Financial Meltdowns Read More »
Guaranteed returns are always nice. Unfortunately, guaranteed returns are generally very low, especially in this low interest rate environment. Due to low interest rates, investors have been investing in risk assets for greater returns. The first thing we need to understand is money used to invest in a CD, pay down a mortgage, or pay off student loans should
If you live in the United States, you are wealthy beyond what most others dream of. Your salary is 99% higher than of the world population. You are already wealthy, stop complaining! If you find yourself complaining, visit areas like India, and Africa, and you’ll see what real poverty looks like. If you moved there, you
You Are Already Wealthy, Stop Complaining! Read More »
Do you want fame and fortune? Are you seeking more prestige and money? Well let me share you how. When you hear of Carl Icahn, what do you think? I think billionaire activist investor who fights for minority shareholders, shakes up inefficient management, and finds a way to unlock value through obvious company changes. Carl’s push to
Want Fame And Fortune? Improve Perception To Mask Reality Read More »
It’s bull markets baby. Now that we’re at record highs in 2021, well over 10 years since the bottom of the financial crisis, I’m left wondering now whether it’s time to take profits and sell everything. If you’ve been 100% invested in equities since the beginning of the year, you are likely only up 11%.
Will The Bull Market Last In Stocks And Real Estate? Read More »
Are you interested in investing in options? There’s a lot of information out there you can read and some of it is crazy complex. Back in 1998, the head of the derivatives desk at Goldman made me read a 1,000 page book called, Options As A Strategic Investment by Lawrence McMillan after our first round of interviews. When
Investing In Options For Profit And Risk Reduction Read More »
We’ve talked about the risks of investing in startups. Now let’s talk about investing in IPOs and how the IPO process works. Taking private companies public was a big part of my job when I worked in the Equities department at a couple major banks for 13 years. Knowledge is wealth and I’m here to share
How Does The IPO Process Work? An Inside Look At Becoming A Public Company Read More »
