The best time to buy property is when you can afford it. Ideally, you buy real estate as young as possible. This way, you get neutral real estate and ride the benefits of compound returns for as long as possible. Inflation is too powerful of a force to combat. With a lower cost basis, life […]
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There’s a perpetual debate raging whether one should include their primary home when calculating net worth or not. I think it’s absolutely fine to include your primary residence as part of your net worth. It’s also fine not to include your home as part of your net worth. You should calculate both because there is
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Are you wondering how real estate performs when stocks sell off? This article is a deep-dive look at how real estate gets impacted when there is turmoil in the stock market. The post was originally published in March 2020 and has since been updated to reflect the real estate and stock markets today. But once
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Are you selling a property and nervous about the process? If your local real estate market supports it, only accept all cash offers in order to maximize profits and happiness. Once a mortgage is involved, things can get really hairy due to financing contingencies. A buyer is at the mercy of the bank’s decision to
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Unfortunately, sometimes dreams don’t come true. In my quest to simplify life, I was blinded by the belief that the rental property I bought in 2003 would also be eligible for the full $250,000 / $500,000 tax-free profit exclusion if I moved back in tomorrow and lived in it for the next two years before
Tax-Free Profit Exclusion: Prorate For Long Term Rentals That Turn Into Primary Homes Read More »
There is strong demand for real estate due to strong demographics, strong job growth, and the desire for more investors to invest in a stable asset class that rides the inflation wave. This post looks at the best cities to buy real estate in America today. Real estate continues to be my favorite asset class
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I’m on a mission to help encourage as many people to refinance in American as possible. I get nothing in return, just the satisfaction of trying to help others save money. Lots of people have mortgages, but most people are not a rate hawk like me. Thus, I’m here to give you a nice kick
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The mortgage interest deduction limit has decreased since the new Tax Cut & Jobs Act was passed in 2018. In the past, you could deduct mortgage interested on up to $1 million in mortgage indebtedness. According to the IRS, as of 2025, you can deduct mortgage interest on up to $750,000 of qualified home loans
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If you want to find better value when buying a house, then avoid the Frenzy Zone. The Frenzy Zone is essentially the housing price point where the majority of people can buy, the median home price +/- 50%. If you look for homes priced above the Frenzy Zone, demand drops of significantly. As a result,
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From a financial standpoint, rental property is at the top of the list of assets to own. Why rental property? Let’s explore the main benefits of this asset class. But first of all, you have to be smart about investing in a rental property. Otherwise it can become a huge headache if you don’t screen properly.
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