Now that you’ve played defense and wisely refinanced your mortgage, it’s time to play offense and look for real estate purchase opportunities. This post will discuss the top states to buy real estate in 2022 and beyond. Real estate affordability is up because mortgage rates down. But mortgage rates are now creeping back up. The […]
Top States To Buy Real Estate In The New Decade Read More »
I dodged a bullet, Matrix style, and I didn’t even realize it until the coronavirus hit. The coronavirus pandemic has caused mortgage rates to drop as investors seek the safety of bonds. This post will highlight how to get the best mortgage rate. Had I not refinanced my primary residence mortgage before I bought a
For The Best Mortgage Rate, Refinance Before These Three Life Events Read More »
If you are a homeowner, your mission should be to try and lower your property taxes whenever there is a downturn. You should also try and fight any egregious property tax increases as well. The city counts on homeowners to rollover and not put up a fight. Ever since 2008 I’ve been fighting to lower
Exploit Online Data To Lower Your Property Taxes Read More »
With mortgage rates staying stubbornly high, even after the Fed cut rates starting in September 2024, it’s time to start worrying about the housing market again. Housing affordability is at an all-time low and prices could easily start declining again. That said, demand is still relatively strong from trade-up buyers and institutional investors. A lot
It’s Time To Start Worrying About The Housing Market Again Read More »
Whenever the yield curve inverts, refinance your mortgage. Let me use a previous example as to why this is. On March 11, 2019, Federal Reserve Chair Jerome Powell indicated there will be no further rate hikes in 2019, even though he suggested that two were likely this year as recently as December 2018. Then in
Refinance Your Mortgage Now As The Yield Curve Inverts Read More »
Real estate is my favorite way to build wealth over time. Not only can you live in your house for free, you can actually make money over time due to principal appreciation. I hate to say it, but renting is throwing money away. After 10, 15, 30 years of renting, you are left with zero
Two Ways To Live In Your House For Free: Cash Flow And Appreciation Read More »
Let’s say you find your dream home that you want to buy. Unfortunately, everybody else wants to buy your dream home too. With competition so difficult, let me share what to do if you real estate offer is rejected and you still want to buy. Sometimes, a home is just too good to pass up.
What To Do If Your Real Estate Offer Is Rejected And You Still Want To Buy Read More »
Buying real estate can be a very stressful and competitive process. By learning how to write a real estate breakup letter, you improve your chances of getting a better deal. Nobody likes to break up. But sometimes you need to break up to get what you really want. In negotiations, whoever is willing to walk
How To Write A Real Estate Breakup Letter To Get A Better Deal Read More »
You might be afraid of an adjustable rate mortgage increase once the introductory fixed rate period is over. However, there is always an adjustable rate mortgage increase cap that prevents the borrower from paying too much. with the ARM interest rate cap, ARM holders can better plan for their future. Let me explain how much
How High Can An Adjustable Rate Mortgage Increase? There’s A Cap Read More »
Are you wondering whether to pay down debt or leverage up to buy more property? It’s a good dilemma to have given interest rates are at record-lows. Meanwhile, the value of real estate is going up. We’re all spending more time at home and having a nice house rocks. Let me offer a framework on
Pay Down Debt Or Leverage Up To Buy More Property? Read More »
