So you’ve survived the pandemic. Congrats! Now there’s potentially World War III due to the war in Ukraine, Russia, Israel, Gaza, and now Iran! These wars could bring in other countries like the United States and many more into the conflict. Russia’s invasion of Ukraine does have the possibility of starting the next World War. […]
How To Prepare For World War III: A Survival And Money Guide Read More »
Your financial independence number is the amount of money you think you need in order to be free. Unfortunately, if nothing changes in your life after reaching your financial independence number, then the number simply is not real. You need to accumulate more capital and generate more passive income. Some people continue to believe once
Your Financial Independence Number Is Not Real If Nothing Changes Read More »
If you’re thinking about retiring, it’s better to retire in a bear market than in a bull market. I’ve been “fake retired” since 2012 and I want to explain why this is so. I put fake retired in quotes because these posts don’t write themselves. My podcasts don’t record themselves either. I also did some
Why It’s Better To Retire In A Bear Market Than In A Bull Market Read More »
Shoot to retire by a certain age, not by a certain financial figure. Time is finite. Money is not. You can always make more money, but you can never make more time. Live until 60 and then say good-bye. This has been my mindset ever since I moved to San Francisco in 2001. I know
Shoot To Retire By A Certain Age, Not By A Certain Financial Figure Read More »
With stock market volatility back and interest rates elevated, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily. However, to expect double or triple-digit annual returns going forward is not wise. In August 2020, when I came out with the Financial Samurai Safe Withdrawal
5 Things To Do With Lower Expected Returns Going Forward Read More »
One of the most popular posts on Financial Samurai is The Average Net Worth For The Above Average Person. But what about the average net worth for the above average married couple? After all, you’re not really getting ahead financially if your finances are just like every other couple’s finances. Life is so much easier
The Average Net Worth For The Above Average Married Couple Read More »
How big of an investment portfolio should I have to be financially free or start feeling free? This is one of the most common questions people starting on their financial independence journey ask. For background, I’ve been writing about achieving financial independence since 2009, when I started Financial Samurai and helped kickstart the modern-day FIRE
The Minimum Investment Portfolio Balance To Start Feeling Free Read More »
You may not realize this, but a health savings account (HSA) can be used as a retirement vehicle. If you’ve maxed out your 401(k) and IRA contributions, maxing out an HSA could be another source of retirement funds. A health savings account offers triple tax savings because you contribute pre-tax dollars, pay no taxes on
Using A Health Savings Account As A Retirement Vehicle Read More »
Fundrise is a leading real estate investing platform today with over 220,000 clients and $2.5+ billion in assets under management. The firm recently launched a new performance track record tool to boost transparency for individual investors. With stock market volatility back and negative real mortgage rates, my focus is moving towards capital preservation and investing
New Fundrise Performance Track Record Tool To Boost Transparency Read More »
A strong mind is everything. You need a strong mind to get rich. You also need a strong mind to win at sports and get ahead in many aspects of life. One of the goals of achieving financial independence is financial security. We want to feel secure financially so we ironically don’t have to think
The Ultimate Source Of Financial Security: Your Strong Mind Read More »
