Years ago, I announced why I’m paying down my mortgage early. I ended up paying off a mortgage in 15 years and feel great about it. As an early retiree who started the FIRE movement in 2009, I suggest paying off your mortgage early too. Ideally, we should all pay down our mortgage before we […]
Why I’m Paying Down My Mortgage Early And Why You Should Too Read More »
If you’re thinking about retiring, it’s better to retire in a bear market than in a bull market. I’ve been “fake retired” since 2012 and I want to explain why this is so. I put fake retired in quotes because these posts don’t write themselves. My podcasts don’t record themselves either. I also did some
Why It’s Better To Retire In A Bear Market Than In A Bull Market Read More »
Looking ahead, the investing landscape seems more difficult, especially after three robust years of equity returns. More capital preservation strategies should be considered. At the same time, corporate earnings are still growing. Further, the long-term trend for stocks is up and to the right. What is a person who doesn’t want to actively manage their
Titan Review: A Modern Way To Invest Your Money Read More »
If you ever find yourself in a situation where you are unsure about an investment, to minimize regret, I suggest you go halfsies. Halfsies is when you either buy or sell half your normal amount. When $520,000 worth of equity structured notes matured, I faced the challenge of figuring out how to reinvest the proceeds.
Unsure About An Investment Decision? Go Halfsies Read More »
Liquid courage is sometimes needed to talk to a person you fancy. The more alcohol you drink, the more your inhibitions tend to go away. In the finance world, liquid courage is also what’s needed to make risky investments or investments during risky times. The more cash you have, the more liquid you are and
Liquid Courage: The Biggest Benefit Of Cash Read More »
Although I’m a DIY investor and encourage people to figure out how to invest themselves, there’s absolutely a place for hiring a financial advisor or investment manager. Back in 2015, I did some consulting for a startup called Motif Investing down in San Mateo. I remember talking with a person in marketing about what she
Strong Reasons For Hiring A Financial Advisor Or Investment Manager Read More »
A good net worth allocation is important to weather the consistent financial storms that tend to come every 5-10 years. The last thing you want is to have a net worth allocation mismatch with your risk tolerance and financial objectives. A savvy investor is congruent with thought and action. The right net worth allocation by
Recommended Net Worth Allocation By Age And Work Experience Read More »
The 60/40 portfolio is a classic investment portfolio consisting of 60% equities and 40% fixed income. If you are within five years of retirement or are in retirement, a 60/40 portfolio is a common recommendation. Thanks to a low or negative correlation between stocks and bonds, soon-to-be retirees or retirees have been encouraged to hold
The Return Of The 60/40 Portfolio Plus Alternative Investments Read More »
Now that I’m focused on retirement once again, I’ve been doing a lot of planning for what’s next. One of the key items on my pre-retirement checklist is ensuring I have the right asset allocation. As I was reviewing my various portfolios, I realized that I could have been a 401k millionaire by 40 had
Could Have Been A 401K Millionaire By 40 Had I Kept My Job Read More »
In 1983, Ameritrade Clearing Inc was founded as a central party clearing broker. In 1995, the company acquired K. Aufhauser & Company, Inc., the first firm to offer an electronic trading platform. TD Ameritrade is the original online broker and now one of the biggest and best. This is my TD Ameritrade review. My first online
TD Ameritrade Review: The Original Online Broker Read More »
