The coronavirus pandemic is a crisis. As such, we should never let a crisis go to waste. There’s always something good to be done during difficult times. Before the coronavirus, our family of four had everything planned out. We were going to lead a simple, early-retirement lifestyle in the San Francisco Bay Area. Our three-year-old
Never Let A Crisis Go To Waste: Three Things Every Household Should Do Now Read More »
The top Democratic Presidential candidates from 2020 include Joe Biden, Bernie Sanders, Kamala Harris, Pete Buttigieg, Elizabeth Warren, Beto O’Rourke, Andrew Yang, and Tulsi Gabbard. Let’s look at the net worths of the top democratic presidential candidates from the past and the present. Vice President Kamala Harris is running for President in 2024 after President
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Disability insurance is exactly what it describes: insurance that kicks in if you are ever disabled and unable to work. Check to see if your employer provides disability insurance. It usually does with short-term disability insurance and long-term disability insurance. You’ll have to ask your HR department or benefits department exactly how many days/weeks each
Do I Need Disability Insurance And How Much Does It Cost? Read More »
Given I’ve been dolling out financial advice as a personal finance blogger since 2009, here is not only my best financial advice, but my best three pieces of financial advice for everyone to achieve financial freedom sooner. Best Financial Advice To Achieve Financial Freedom 1) If the amount of money you are saving each month
The Best Financial Advice You’ll Ever Receive To Achieve Financial Freedom Read More »
Make no mistake about it, the 401k investment vehicle is an excellent choice as a means to save for retirement. After all, the more money we have after quitting our jobs, the more lifestyle flexibility we’ll enjoy. But, the main problem with a 401k lies with its restrictions. Though there are backdoors and other loopholes
Why Investing In Real Estate Is Better Than Saving In A 401k Read More »
When I first got a life insurance policy at 28, I was confused about all the different types. In the end, I got a 10-year term life insurance policy for $1 million. It was an affordable amount and wanted to closely match my new, massive $1.2 million liability. You see, I had just bought a
Different Types Of Life Insurance Explained Read More »
Despite not wanting to buy stocks after the S&P 500 has rebounded by over 30% since its March 2020 bottom, I still own a significant amount of stocks across a number of investment portfolios: two 529 plans, a SEP IRA, a Rollover IRA, a Solo 401(k) and a couple taxable investment accounts. Then there’s my
Buying Or Holding Stocks After A Huge Rebound: Arguments For Why You Should Read More »
Lending Club is just bouncing along in 2020 and not doing that great. The P2P industry is in a bit of a funk, if the share price is any indication. In fact, I updated my best passive income investments ranking and downgraded P2P to last. But here’s an overview anyway. Are you interested in peer-to-peer
How Is Lending Club Doing In 2020? Read More »
One of the main reasons why I’ve turned more cautious on stocks is due to a growing number of extended lockdowns around the country. However, investing is all about beating expectations. I had been secretly hoping most of the country would reopen by June 15, after roughly three months of staying at home. Unfortunately, in
Survival Of The Richest: Why Some Support Indefinite Lockdowns Read More »
In order to raise a family in an expensive coastal city like San Francisco or New York, you may now have to make roughly $350,000 a year. Shocking, I know! But inflation is a killer for families who have to pay for housing, private school tuition, college tuition, healthcare, food and more. You can certainly
How Much Does A Family Need To Make To Live In An Expensive City? Read More »
