The Stay At Home Man (Boyfriend Or Husband) Is A Great Trend

According to an Indeed Hiring Lab analysis, women now hold more payroll jobs than men in America. It's only the third time this has ever happened. The first two times, during the Great Recession and just before COVID, the gap snapped back once construction and manufacturing started hiring again.

This time looks different. Between February 2025 and February 2026, women added 298,000 jobs while men lost 142,000. Male labor force participation has fallen to its lowest level since tracking began in 1948, outside the pandemic. Roughly one in three prime-age and young men is neither working nor looking for work.

Meanwhile, the stay at home boyfriend and stay at home husband has gone from an embarrassing secret to a legitimate macroeconomic trend.

At first, I thought this was no good. Men have been conditioned to provide. One of the main reasons a man is able to attract a mate is his ability to demonstrate he can pay for things. A grown man living at home with no income seemed like a suboptimal life choice.

But the more I thought about it, the more I realized this is a wonderful development. Here's why.

Four Reasons More Stay At Home Men Is Great

1. Less pressure on boys to grind. No more studying until 1am for a shot at a top university, then spending 13 years in a job you don't like so you can afford a house. Just be pleasant and marry well.

2. More freedom to pursue passions. Instead of chasing prestige industries that pay well but hollow you out, men can finally write the novel, learn the guitar, or perfect their backhand.

3. Stronger father-child bonds. Kids with highly involved fathers show better cognitive development, stronger academic outcomes, and more stable emotional regulation. The average amount a dad spends with his children a day is alarmingly low.

4. More runway for women to rise to the top. Fewer men competing for leadership roles means more women in leadership roles with higher pay and prestige. If you want equality in the C-suite, one efficient path is for more men to simply go home.

How Many Stay At Home Men Are There, Really?

Roughly 2.1 to 2.2 million American fathers are stay at home dads. That's about 7% of all fathers living with children under 18. For mothers, the figure is 26%.

Put another way, dads now make up 18% of all stay at home parents, up from 11% in 1989 and just 5% at the turn of the millennium. So the trend is real. But mom is still doing the overwhelming majority of the staying home.

Now here's the part that kind of bums me out.

Only 23% of stay at home dads say they're home to care for their family. Among stay at home moms, that number is about 80%.

So what are the other 77% of stay at home dads doing? Roughly 34% aren't working due to illness or disability. About 13% are retired. Another 13% are looking for work and can't find it. And 8% are in school.

In other words, most stay at home dads did not choose this. They got chosen.

The good news is the direction of travel. Thirty years ago, 56% of stay at home dads were home due to illness or disability and only 4% were home to care for their kids. Going from 4% to 23% is real progress.

The Dual Unemployed Household Is Statistically Almost Nonexistent

I hear a lot from readers who dream of both spouses quitting at the same time. The data says almost nobody actually does it.

Among married-couple families with children under 18, here's the 2025 breakdown from the Bureau of Labor Statistics:

Household structureShare
Both parents employed66.3%
One parent employed31.1%
Neither parent employed2.6%
Breakdown of who is working in a household, both parents employed, one parent employed, and neither parent is employed

Two-thirds of families with kids are dual income. Roughly one in three is the classic one-earner setup. And the dual unemployed household, the one where nobody is bringing in a W-2 paycheck, is 2.6%.

That's the precarious club I've been in since 2015, when my wife negotiated a severance as a high performer. It is a mall club, and I don't recommend joining it without a very large portfolio behind you. When the corrections in the market happens, and it will happen, it can be very nerve-wracking.

If you have kids, the stress can be immense.

The cheapest way to make a one-income household less precarious is a term life policy on the person earning the income. If she's carrying the family and something happens to her, you're a grieving parent with a resume gap and no paycheck.

I use Policygenius to compare quotes across carriers in one place, because rates are regulated and the only real variable is how much shopping you're willing to do.

You Want The Ability To Stay At Home As A Man

I've been writing about financial independence since 2009. The point was never to sit on a sofa. It was to buy back your time so being a stay at home man or woman becomes a choice instead of a sentence.

Friends who came up in the FIRE movement with me, like Joe from Retire by 40 and Brandon from Mad Fientist, stepped away from work while their wives kept earning. Nobody calls them stay at home husbands. They say “retired early,” which sounds much better.

But I sense a slow shift in courage. More men are admitting they're being taken care of. That's healthy. Every woman who has ever been asked “so what do you do?” at a barbecue while holding a toddler deserves to watch a man field that same question.

From 2012 to 2015, I was a stay at home husband while my wife kept working. We made a pact: if my side worked out, she could retire early at 35 too. She's three years younger, so I had a three-year head start on the sofa.

Then our son was born in 2017 and going back to work was the last thing she wanted. COVID hit in 2020, four months after our daughter arrived, and staying home became the only rational option. We homeschooled our son for 18 months because we could.

Stay at home husband since 2012, stay at home dad since 2017. Fourteen years in, which technically makes me an elder statesman of this generation of stay at home men.

Admire The Grit To Keep Working

As a big proponent of FIRE, I'm in awe of the women still grinding in their 40s with young children at home. I've looked directly at that life and concluded I am not built for it.

I burnt out at 34 after 13 years in banking. That was before kids. There is no chance I'd go back to 60-hour weeks now with two children under 12. I'd last a quarter. Maybe two if the bonus was obscene. I've come back home after going to conferences, and I'm absolutely exhausted to be able to then properly take care of my kids.

And yet millions of women do exactly that, then come home and get asked what's for dinner.

So when I say appreciation is a commandment, I don't mean a card on Mother's Day. I mean an accurate understanding of all that she's juggling.

The Five Commandments Of Stay At Home Men

As an elder statesman of the Stay At Home Men Brotherhood, I have five commandments we must follow. They spell PEARS.

Commandment #1: Pursue your own thing.

Being a stay at home man gets boring fast if leisure is all you've got. Even if you've saved enough to generate the passive income, a man still needs a purpose. Maybe especially then.

A book. A business. A 5.0 USTA rating or better. A nonprofit. Partly because “so what do you do?” needs an answer at that holiday party. But mostly because a man with nothing of his own eventually becomes a burden on the relationship instead of a partner in it. We can't outsource our entire emotional life to our partners.

Some call this a trust fund job. Plenty of financially secure people have one, and there's no shame in it. The work just has to be real to you.

Commandment #2: Encourage her to keep working.

It would be lovely if both partners could stay home. But going dual unemployed puts your financial security at risk, and 2.6% of families is not a trend, it's a rounding error.

So when she's tired or demotivated, pump her up. Remind her of the great work she's doing for humanity. If she's a mother, remind her how her income funds the best possible life for her children. Talk about the return on all that education she worked so hard for.

For the full tactical breakdown, read “How To Convince Your Spouse To Work Longer So You Can Retire Earlier.” It features strategies from five stay at home men who have successfully pulled it off.

Commandment #3: Appreciate the freedom she provides.

Thanks to her, we do not sit in pointless meetings. We do not navigate office politics. We do not commute at 8am, travel on weekends, or stare out an office window at a perfect 72-degree day. Somebody is absorbing all of that on our behalf. Show gratitude daily, and not just on her birthday.

The more gratitude we can show our girlfriends and boyfriends for grinding so hard to provide for us, the more they will be willing to keep going.

Commandment #4: Reduce her mental load.

A clean house. Laundry done. Car maintenance handled. School forms filled out, camps registered, birthday gifts bought. Groceries stocked and dinner solved. Vacations planned and booked.

The last thing a working partner needs is to walk through the door into a second shift. If she's carrying the income, you carry the logistics. This is the actual job, and it is harder than most men expect.

Commandment #5: Stay in relatively good shape.

With this much free time on our hands, there is no excuse. We are arm candy. When she brings us to the annual company holiday party or the school fundraiser, we represent. She is going to introduce us to her CEO, and the CEO is going to make a snap judgment about her taste.

I'm not saying we need to look like swimsuit models. I'm saying we should at minimum rock a respectable dad bod. A little doughy around the middle, but strong underneath, and more to hang onto.

The bar is low. You have from 9am to 3pm every single day and no commute. If you can't find 45 minutes in there, the problem isn't your schedule.

Live By The PEARS

Pursue your own thing.

Encourage her to keep working.

Appreciate the freedom she provides.

Reduce her mental load.

Stay in shape.

Live by the PEARS. It is a gift to be provided for by a woman. Some say it may be a man's greatest flex in modern society.

My Most Recent Day Of Elite Stay At Home Manhood

On Friday, August 7, I experienced peak stay at home husbandry.

At 8:52am I drove my wife to her new part-time job as a substitute preschool teacher. Then I took the kids to Golden Gate Park for their last week of camp.

I was home by 9:25am. My buddy Richard picked me up and we drove 40 minutes to the East Bay for a tennis tournament. We watched for 4.5 hours, ate lunch, and drank margaritas he'd bought at Safeway. Premium living.

He dropped me off at 3:40pm. I took a nap. Picked up the kids at 4:50pm and my wife at 5:05pm. Asked everyone about their day. Provided the encouragement required under Commandment #2. Picked up dinner, ate as a family, did homework with the kids, put the kids to bed, and watched a new show with my wife.

A perfect day, except for the $108 ticket I may have earned for parking in a red zone for three minutes while grabbing food.

Let's do the math on that. My wife earns $26 an hour. Eight hours is $208. Minus my $108 ticket leaves $100, before taxes.

So no, we could not survive on her income. But for one day I got to mentally set down the responsibility of providing, and it felt fantastic. Maybe she will go from part-time to full-time eventually. If so, I will support her.

I'm genuinely proud of her for going back to work. It's her own thing, her own passion, her own set of new people to talk to. And frankly, time apart is good for a marriage.

So here's to all the working girlfriends and wives supporting us stay at home boyfriends and husbands. We appreciate all that you do! And to the fellow stay at home men out there, let's continue to do our parts to make the household run.

Insure The Person Providing Your Lifestyle

If your household runs on one income and it isn't yours, that income is a single point of failure. Term life on the working partner isn't optional in that setup. It's the price of admission.

But most stay at home men miss the other half. You need coverage too. Price out what you actually do: childcare, school logistics, meals, house management. As I covered in the crushing cost of childcare, replacing that labor in a major city runs real money every year until the kids are grown. Your household labor has tremendous market value.

Term policies on both of you. Hers sized to replace her income through school. Yours sized to replace everything you handle for free. Policygenius is where I'd start.

Reader Questions

Do you think the rise of the stay at home man is a good thing?

If you're a stay at home man, do you say “stay at home dad,” “retired early,” “consultant,” or something vaguer at parties?

For the working partners out there: does it bother you if your man doesn't earn, or is the mental load relief worth more than the second income?

And for parents of boys: are you raising your sons any differently now that provider status is no longer the default expectation?

Subscribe To Financial Samurai

Listen and subscribe to The Financial Samurai podcast on Apple or Spotify. I interview experts in their respective fields and discuss some of the most interesting topics on this site.

If a friend forwarded you this post, join 60,000+ others and sign up for my free weekly newsletter here. To get every new post as soon as it publishes, and ad-free for the first few hours, sign up here.

Subscribe
Notify of
guest


0 Comments
Newest
Oldest Most Voted