Insurance

Getting Life Insurance During A Pandemic (COVID-19, Coronavirus)

Getting life insurance during a pandemic is a good idea. One of the main reasons why the pandemic has been so hard on so many is due to the uncertainty. When you combine economic uncertainty with health and life uncertainty, your mental health can really suffer. If you have debt and/or dependents, getting life insurance […]

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Your Car Insurance Coverage Might Not Be Good Enough

Having reliable and sufficient car insurance coverage is so important. But how do you know if you have enough? Car accidents are incredibly expensive today! Here’s how I found that out the hard way. Several years ago, I did something stupid. Instead of backing straight out of my parking stall, I turned too soon. As

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The Right Amount Of Life Insurance To Protect Your Family

Owning the right amount of life insurance is important to protect your family. The global pandemic has reminded us time and time again about our mortality and the importance of getting enough life insurance. If you haven’t done so already, calculate your net worth to assess how you did this past year. Hopefully, you’ve grown

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Convert Term Life Into Permanent Life Insurance To Keep Your Rate Class

To keep your life insurance rate class, one way is to convert your term life into a permanent life insurance policy. The cost of your life insurance premiums depends on your health rate class. This post will share when converting a term life policy makes sense and when it may not. In a previous post,

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How Much Should I Pay For Healthcare? Introducing The Health Affordability Ratio

Healthcare affordability continues to be a concern for millions of Americans. When the Affordable Care Act (Obamacare) was enacted in 2010 I was happy. A universal healthcare system would insure the ~47 million Americans who were previously not insured. After all, disease doesn’t discriminate between rich and poor. Also, being rejected for healthcare coverage due

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States With The Highest And Lowest Unemployment Benefits

Here’s a look at the sates with the highest and lowest unemployment benefits. Unemployments vary more than you think by state. Therefore, some unemployed people are faring better than others. During the pandemic, the federal government significantly boosted unemployment benefits. The CARES Act provided an additional $600/week through the week of July 31, 2020. And

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Career Insurance: The Guaranteed Way To Prevent Unemployment

The coronavirus pandemic really got me thinking about all of our children’s’ futures. The world was suboptimal for two years. But what will their world be like in this already brutally competitive place full of constant rejection? Let me share a guaranteed way to prevent unemployment: career insurance. In big cities, expect to spend up

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