When it comes to buying auto insurance, more consumers are shopping online versus calling up insurance carriers. A record 4 million auto insurance policies were purchased online in 2023. That’s an increase of 200% since 2006, according to the U.S. Online Auto Insurance Report by ComScore. It’s not that surprising given the way everything we […]
Basics Of Buying Auto Insurance Online To Save Money Read More »
After four months and one week, I finally was able to refinance my primary residence mortgage! I went through the hardest mortgage refinance ever. And with rates elevated, refinancing a mortgage will continue to be hard for many. I originally wrote this post in 2019 to chronicle the difficulty of my mortgage refinance journey. In
The Hardest Mortgage Refinance Ever: Key Takeaways Read More »
One of my favorite income streams is rental property, especially when conditions are favorable for raising rent. I’ve bought several rental properties over the past decade and plan to continue buying more. A particularly popular rental I have is a two bedroom, two bathroom condo with parking and a view of a nice park. It’s not
How To Raise The Rent, Extend A Lease And Earn More As A Landlord Read More »
I love people who are loyal. They stick with you through good times and bad. Unfortunately, when it comes to business, loyalty is dead. Firms will spit you out at a moment’s notice. Banks just move on to the next win once they’ve got you as a customer. This is why you shouldn’t be afraid
Loyalty Is Dead: Transfer Your Capital For Free Cash And Great Rewards Read More »
If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just
Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone Read More »
Now is the most exciting time for job hoppers everywhere. The economy is rebounding. The light is at the end of the tunnel for when the pandemic will end. I’m convinced we’ll see more employee turnover across all industries than over the past two years combined. There are people itching to leave their firms for better opportunities
The Most Important Tip For Job Hoppers: Join People, Not Firms Read More »
I originally wrote this post on October 3, 2009, right in the heart of the global financial crisis. Ultimately, I was telling myself to buy more rental property. If there’s one thing I know I will regret 15 years from now, it’s that I did not buy more rental property. When my kids become adults,
Note To Self: Buy More Rental Property! Read More »
Recessions tend to hit every 7-10 years. We had a massive recession in 2008-2009. We’ve had another unforeseen recession in 2020, and then a bear market in 2022. Therefore, let me share some thoughts on buying property ahead of a potential recession. There is a decent probability we will end up in a recession over
Thoughts On Buying Property Ahead Of A Potential Recession Read More »
Your sphere of influence is what will help propel you to financial independence. Make sure you nourish it. My first understanding of the power of influence came as a 21 year old at 1 New York Plaza, New York City. During a job interview with a sales trader at Goldman Sachs, I remember him telling
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According to the Kaiser Family Foundation, the average cost of family health insurance offered by companies is now a whopping $20,576 a year, or $1,714.66 a month. Employers paid for 71% of that cost on average. Meanwhile, the average premium for single workers was $7,188 a year, or $599 a month. Employers covered 83% of
The Average Cost Of Family Health Insurance Is Now Outrageously High Read More »
