London is the most expensive city in the world. My city of San Francisco doesn’t come close! I’m currently buying as many ocean view homes as possible in San Francisco because they are so cheap compared to London! Recently, I hopped over to the United Kingdom to meet some friends and perspective clients in London […]
London, UK: You Are The Most Expensive City In The World! Read More »
Income producing assets is what it’s all about in a low interest rate environment. Eventually, interest rates will come down again and risk asets will increase in value. There was surprisingly little debate regarding my passive income investment rankings. Figuring out the five factor scores for each of the seven investments took about 10 hours
How Low Interest Rates Increase The Value Of Income Producing Assets Read More »
There are growing concerns that the bull market has come to an end in 2024 and it’s now time to take profits. Downturns seldom ever last for just 6 – 12 months. It’s never worth raising some cash to live to see another day. I finally sold my rental house in San Francisco that went
Should I Take Profits And Sell Stocks? You Can Never Lose If You Lock In A Gain Read More »
When it comes to growing your net worth, having extreme net worth targets by age, income, and work experience is a good idea. Even if you can’t reach the extreme net worth targets, you will likely have pushed you harder had you not had such aggressive goals. Most people don’t have any net worth targets
EXTREME Net Worth Targets By Age, Income And Work Experience Read More »
After publishing, Financial Independence: Maybe You Don’t Want It Bad Enough, most of you agreed that paying back your debt is the right thing to do. The post has some tough love because it doesn’t support those who just blame the system or someone else for their problems. We should own up to our financial mistakes. It’s much
How To Get Everybody But Yourself To Pay For Your Financial Mistakes Read More »
In my post discussing how managing your family’s money can be a full-time job, I reveal how I didn’t realize my wife’s SEP-IRA account was sitting on 25% cash for who knows how long. With so many accounts to manage, this mistake ended up costing us several thousand dollars in opportunity cost. As a result,
Your Investment Mistake May Actually Be An Investment Win Read More »
The average tax refund is around $3,000 in America according to the IRS for 2025. That’s down 8.5% from the year prior due to Trump’s Tax Cuts And Jobs Act which raised taxes on Middle Class Americans. Since saving, or not spending $154 a month is difficult for many, I’m OK with such a refund.
The Average Tax Refund And What To Do With It Read More »
Workplace bullies are the worst because thy may affect your financial potential. Workplace bullies is part of the reason why I wanted to build as many passive income streams as possible to be free. Bullying at work is as common as bullying in school. It’s just the type of bullying that is different. Seldom are
Workplace Bullies, Comebacks & Fighting Back Read More »
Have you ever heard of a zero percent mortgage? Getting a zero percent is likely impossible, unless we are in a significant deflationary environment. You can have a negative real interest rate mortgage in a high inflationary environment. However, getting to live for free, which is what a zero percent mortage means, is possible. Let
How To Obtain A Zero Percent Mortgage To Live For Free Read More »
Getting rich is about willpower. Without willpower, you will likely never get ahead of the masses. You need willpower, endurance, and grit to get richer than the masses. In the 1960s, Columbia University psychologist Walter Mischel conducted an experiment on children that is now often referred to as The Marshmallow Test. Walter invited various aged
Getting Rich Takes Willpower: Why Give Up When You Can Keep Going? Read More »
