This post will show you how to pick a robo-advisor in the digital wealth management era. Long gone are the days of paying 1% – 3% for a traditional wealth manager to manage your money. Today, you can use free wealth management tools online to manage you money yourself! Thanks to the internet and innovation, […]
How To Pick A Robo-Advisor In The Digital Wealth Management Era Read More »
Quitting your job is selfish. The better way to quit your job is to engineer your layoff by negotiating a severance. Everybody wins when you engineer your layoff as you find, hire, and train your replacement. If you quit your job and only give two weeks notice, you are likely leaving your employer in a
Quitting Your Job Is Selfish: Engineering Your Layoff Is The Ethical Way To Go Read More »
It’s been about ten years since I first released How To Engineer Your Layoff to the world. One of the chapters talks specifically about The Family And Medical Leave Act (FMLA). The ebook is a niche product specific to helping people break free from a job they no longer care about by negotiating a severance. Growing old and being
Use The Family And Medical Leave Act (FMLA) To Negotiate A Severance Package Read More »
I believe the ideal number of credit cards is three or less as stated in my post, “How Many Credit Cards Is Too Many?” One of the main reasons for having three or less is so that you don’t spend too much time chasing after rewards points. Once in a while is fine, but there is
A Correlation Between The Number Of Credit Cards One Has And Net Worth Read More »
The main reasons why people want to quit their jobs are plentiful. But the number one reason why people quit is due to a lack of recognition. Providing recognition for a job well done is so easy. Yet, many managers don’t even bother. “Thank you.” “You’re doing great work.” “Way to go!” Such simple words of
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Let’s look at ways to add more income to a retirement portfolio. After all, as a retiree, your main goal is to live off your passive income so you don’t ever have to work again. I retired in 2012 with about $80,000 in passive income. However, now that I have a non-working spouse and two
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Since it’s a quiet week with nobody around, I thought I’d do some more mid-year reflecting. This is the Financial Samurai mid-year 2018 personal goals checkup. To hold my feet to the fire, I’ve been setting public goals for a while now. But I’ve mostly just checked in at year-end, leaving me no opportunity to course correct during the year in
Financial Samurai Mid-Year 2018 Personal Goals Checkup Read More »
Here’s the Financial Samurai mid-year 2018 review. After the 10% 1Q correction, I did a lot of reflecting and decided that I had too much risk exposure. As a result, I decided to move from roughly a 70/30 stock/bond weighting down to a 55/45 stock/bond weighting by selling stocks when the market clawed back to even and buying
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Looking to rent an apartment in a hot market? You need a credit report and a credit score to be considered by landlords. I’ve been a landlord since 2005 in San Francisco and I always ask for a credit score and a credit report. These two pieces of information are basic. The Competitive Rental Market
Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! Read More »
Between 2H2018 and 1H2019, something funny happened. The Federal Reserve was raising their Fed Funds rate, yet mortgage rates kept on falling. This article explains why are mortgage rates falling after the Fed starts raising rates. Hint: The Fed is not always right. Even though the Fed has slashed rates to 0% – 0.125% due
Why Are Mortgage Rates Falling After The Fed Started Raising Interest Rates? Read More »
