The Maximum 401k Contribution Limit: What You Could Have If You Max Out Every Year

139 Comments / Retirement / By

The maximum 401k contribution limit for 2026 is $24,500, up from $23,500 in 2025, and up from $23,000 in 2024. Your 401k is one of the three legs of the new retirement stool: you, you, and you. The maximum employee 401k contribution limits today feel like big money. Take advantage! Historically, the 401k contribution limit […]

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Even Zillow Can’t Trust Its Zestimates: How To Profit From Its Mistake

36 Comments / Real Estate / By

In a stunning turnaround, Zillow recently announced it would be getting out of the iBuying business and will shut down its Zillow Offers division. Roughly 25% or 2,000 of its staff will be let go as the company takes a $540 million write-off. “We’ve determined the unpredictability in forecasting home prices far exceeds what we

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Perpetual Failure: The Reason Why I Continue To Save So Much

159 Comments / Budgeting & Savings, Motivation / By

One of the reasons why I continue to save so much is that I’m a perpetual failure. I’ve made so many mistakes in my life that I need a financial buffer to constantly bail me out. A landmine-filled upbringing has also embedded in me the necessity to save. If it’s not an investment mistake, it’s

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Keep Your Donations A Secret: Giving Time And Money Is Personal

13 Comments / Budgeting & Savings / By

Practicing Stealth Wealth is the act of keeping your overall wealth a secret. It helps with keeping haters at bay and your family safe. For your well-being, it’s much better to blend in with the majority than stick out when it comes to your finances. When it comes to money, people have all sorts of

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Can Your Lifestyle Inflation Keep Up With Investment Inflation?

26 Comments / Budgeting & Savings, Investments / By

Making sure lifestyle inflation never gets ahead of our income and wealth inflation is a core fundamental in personal finance. Ideally, we want to widen that gap between income and expenses so that we can one day live free. However, what if you are already living free? Or what if your investment returns are so

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