Here’s my September 2020 recap. For the past two weeks, I’ve felt sharp nerve pain thanks to a splinter in my right thumb. I’ve looked closely, hoping to see a tip so that I can use a pair of tweezers to pull the splinter out. Unfortunately, I’ve seen nothing. I’m resigned to leaving the splinter […]
The Splinter In My Thumb: September 2020 Recap Read More »
The world’s happiest people don’t reside in America, the wealthiest country in the world. No. The world’s happiest people all live in Scandinavian countries: Denmark, Sweden, Norway, and Finland! That’s right. Despite being dark for most of the time during the winter and freezing for three months a year, Scandinavians are the happiest bunch! Let
Learning From The World’s Happiest People Read More »
On October 2, 2019, Charles Schwab announced that it would no longer charge any trading fees. I remember my father using Charles Schwab in the 1990s and being charged $50 a trade. This article will discuss how online brokerages make money charging zero trading fees. Immediately after the announcement, Charles Schwab stock dropped about 9%,
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Did you know that you can negotiate a severance before you’re hired? It’s a smart way to maximize your exit package. The following is a guest post from ESI Money, a blog that focuses on achieving financial independence through earning, saving, and investing (ESI). It’s written by a fifty-something ex-executive who’s now enjoying the fruits
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The housing market is in a tricky situation given massive unemployment, continued shelter-in-place, the coronavirus, and tremendous uncertainty. However, after a massive 44% month-over-month rebound in U.S. pending home sales in May and another strong 9.6% rebound in October, November, and December, the U.S. housing market shaping up to be quite strong! Here are my
Housing Market Predictions For 2021 Read More »
Are you wondering will a late credit card payment hurt my credit score? The short answer is, it depends on your current credit score and late payment history. This post will share how much a late credit card payment can potentially hurt your credit score. I was so rushed to pack for Europe that I
Will A Late Credit Card Payment Hurt My Credit Score? Read More »
The following is a guest post from FarmTogether on alternative investments. FarmTogether is a leading farmland investing platform to help you diversify your portfolio. I currently have about 10% of my net worth in alternative investments such as private equity, venture debt, venture capital, and real estate crowdfunding. My goal is to bring my allocation
Alternative Investments: A Guide To Investing Beyond Stocks And Bonds Read More »
If you want to retire early, you must maximize the value of your after-tax investments (taxable investment portfolio and real estate portfolio). It is your taxable portfolio and investments that will generate the passive income necessary to retire early. It is also the taxable portfolio that will enable you to feel secure during times of
After-Tax Investment Amounts By Age To Comfortably Retire Early Read More »
Everybody wants to pay less taxes, but not everybody knows how. This article comes up with a logical solution to pay less taxes so you can be more free. Taxes serve as a drag on your time to achieve financial independence. As a result, it’s up to all of us to try and legally minimize
How Regular People Can Pay Less Taxes Like The Rich And Powerful Read More »
Short-term actions have long-term wealth consequences. It’s always very tempting to take shortcut cuts because they are easier. For example, you might remodel a kitchen without a permit to save money. But long-term, not using a permit will rob you of your home’s maximum resale value. Short-Term Actions Ruining Long-Term Wealth I must be the
Are Your Short-Term Actions Ruining Your Long-Term Wealth? Read More »
