In order to achieve financial independence, you must properly manage your debt. Here is a debt optimization framework to help you do just that. Ideally, you want to be completely debt-free when you retire or no longer want to work or have the ability to work. But first, let’s discuss why we get into debt. […]
Debt Optimization Framework For Financial Independence Read More »
If you plan to retire, it’s good to know what age do most people retire in America. You don’t want to be a misfit and retire too soon. Otherwise, what are you going to do with the rest of your life? You also don’t want to retire too late and miss out on doing all
What Age Do Most People Retire In America? Read More »
Practice stealth wealth if you know what’s good for you. Showing off how much you make and how much you have is not the way of the Financial Samurai. You will be crucified by the public if you show of your outsized wealth. People will also not give you credit for the risk you took
The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money Read More »
Despite all the hype about massive workforce migration to lower-cost cities due to the work from home trend, I now believe the migration trend may be slower than hotly anticipated. The best near-term real estate investment opportunity really is right in your city. We’ve been talking about investing in the heartland of America since 2017.
The Best Near-Term Real Estate Investment Opportunity: Your Own City Read More »
This post will look at the ideal house size and layout to raise a family and live your best life. I have bought and sold seven homes since 2003 and currently own five homes. Each house has a different layout. In addition, the ideal house size and layout is also different for different household sizes
The Ideal House Size And Layout To Raise A Family Read More »
In order to comfortably raise a family in an expensive coastal city like San Francisco or New York, you’ve probably got to make at least $300,000 a year. Thanks to elevated inflation post pandemic, the middle-class lifestyle is getting harder to obtain due to rising costs of gasoline, food, housing, travel, tuition, and healthcare. You
Why Households Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today Read More »
Why bother working hard all your life for a chance at financial freedom if you don’t have to? Instead of directing all your energy to making more, saving more, and investing wisely, it might be a better use of your time to identify where the wealthy and the potentially wealthy hang out. Therefore, you get
Should I Get An MBA To Find A Wealthy Husband Or Wife? Read More »
The coronavirus pandemic is a crisis. As such, we should never let a crisis go to waste. There’s always something good to be done during difficult times. Before the coronavirus, our family of four had everything planned out. We were going to lead a simple, early-retirement lifestyle in the San Francisco Bay Area. Our three-year-old
Never Let A Crisis Go To Waste: Three Things Every Household Should Do Now Read More »
Are you looking for some great things to buy with your massive investment gains? This article will provide some good ideas thanks to an extraordinary rebound in the stock market since its March 2020 sell-off. It’s important to sell stocks on occasion to enjoy the profits. Otherwise, there’s no point investing! With the NASDAQ and
Great Things To Buy With Your Massive Investment Gains Read More »
If you want to leave your heirs as much money as possible, you should probably die in a state with no estate tax or inheritance tax. If you can’t die in a state with no estate tax or no inheritance tax, then at least die in one that has a very high estate threshold before
States With No Estate Tax Or Inheritance Tax: Be Strategic Where You Reside Read More »
