How To Get Hired If You Are Overqualified Or Don’t Need The Money

This post will teach you how to get hired if you are overqualified. Being overqualified for a job you want is frustrating. You want to get paid for your experience and expertise, yet you also don’t want to lose the job because you enjoy what you do! Convincing your spouse to allow you to go on a […]

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FIRE Confessionals: How A Bear Market Has Impacted The Financial Independence Movement

FIRE is a popular topic. But what about the dark side of FIRE? This post shares some poignant FIRE confessionals to help keep things real. When I started writing about achieving financial independence in 2009, there wasn’t a lot of hoopla. We had people mainly discussing how they were building large enough investment portfolios to

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Why An Adjustable-Rate Mortgage Is Better Than A 30-Year Fixed-Rate Mortgage

For most people, an adjustable rate mortgage is better than a 30-year fixed-rate mortgage. With an adjustable-rate mortgage, you will likely save more money during the duration of your ownership. Even in a rising interest rate environment, an ARM will likely still save you money in the end because rates will eventually go back down.

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A Money Gratitude Journal: The Best Way To Feel Better In A Bear Market

To get through a bear market, you should have a money gratitude journal. It will help you feel more appreciative about everything you have. Simply write down all the things you spent money on that could have been invested in the stock market instead. That is the amount of money that you spared from getting

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Overcoming The “One More Year Syndrome” To Do Something New

The “one more year syndrome” is a debilitating syndrome faced by people who want to retire but keep putting retirement off. Before you know it, the one more year syndrome might turn into five years or even 10 years of still working at the same place. Then you might look back on your life with

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Follow The Money: A Look At The Best Paying Government Jobs

This article looks at the best paying government jobs. Government jobs may not pay as well as private sector jobs, but the benefits and pension are very attractive. Government jobs are also very secure, which is something attractive during a bear market or a pandemic! In fact, due to a collapse in interest rates in

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Alternative Investment In Venture Debt For Income And Returns

Alternative investments continues to grow as a percentage of my portfolio. I like alternative investments because they tend not to have any visible volatility. Further, I can make an investment not not have to think about the investment for many years. In this article, I’ll discuss why I’m investing more in debt. Alternative Investment In

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Fundrise eREIT™ Review: Real Estate Investing For All Investors

After publishing my post, Focus On Trends: Why I’m Investing In The Heartland Of America, a couple readers pointed out that Fundrise, one of the leading real estate crowdfunding platforms, offers various eREITs. Further, on February 13, 2019, Google announced they are investing $13 billion in heartland real estate to expand their offices and data

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