Want to get rich or feel rich? You might as well take advantage of rich people! OK, I’m not trying to be insidious. Hear me out in this post. For background, I retired with a $3 million net worth in 2012 at age 34. Today, I’m 47 with an eight figure net worth thanks to […]
How To Take Advantage Of Rich People So You Can Get Rich Too Read More »
Financial security is what everybody wants, especially during a pandemic. The best way to get financial security is to develop financial buffers. The more financial buffers you have, the greater your chance of making it through even the worst financial crisis. Let me share with you how to gain financial security so you can live
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Getting a hot tub (spa) has been the absolute best splurge I’ve ever made. The second best splurge is building a deck. Once the global pandemic hit, I went from going to my hot tub once or twice a week to three or four times a week. Having a hot tub has been a life-saver!
Hot Tub Economics: The Cost To Own And Maintain A Hot Tub Read More »
If you want to buy a house in this still strong housing market, know that it’s hard to get a mortgage nowadays. The lending market is incredibly tight and only borrowers with the best credit are getting the best rates. Further, mortgage rates have risen substantially since the beginning of 2022, making affordability more difficult
Why It’s So Hard To Get A Mortgage According To A Loan Officer Read More »
I’ve written a pretty detailed post about analyzing whether it’s better to invest in stocks or real estate. Check it out if you’re wondering where to put your money. I tried to be unbiased in my analysis, but due to my experience investing in both asset classes for over a decade, I came to the
Stocks Versus Real Estate: It Depends On Your Luck Read More »
It hit me like a well-struck softball taking an odd bounce into a third baseman’s face. The FIRE movement will help narrow the gender pay gap over time. Let me explain my logic on why ardent supporters of equality should embrace the FIRE movement to the fullest. I’ve been writing about FIRE since 2009, when
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I think it’s time to ban the SAT and The College Board. The SAT is clearly unfair to kids from poorer families. I mean, how many poor families can afford $3,000+ for a Princeton Review course that teaches kids how to game the SAT? Not many! When I was 16, I took the SAT test
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Timeshares are often thought of as very luxurious and accommodating vacations. Timeshare salespeople make the pitch the vacation can even end up costing you less than traditional hotel vacations. Let’s take a look at the state of the timeshare industry. Despite how wonderful these luxurious vacations are, the COVID-19-induced recession led many timeshare owners to
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The Financial Independence Retire Early (FIRE) movement is hot! I helped kickstart the modern-day FIRE movement when I launched Financial Samurai in July 2009 and started chronicling my journey to FI. But what are some of the not so obvious reasons why some people want to achieve FIRE? This is the question I want to
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When I was a young buck, I used to travel like a maniac for work. I racked up travel miles fast because I was earning them non stop. I was based in Manhattan and had to cover clients in Florida, Bahamas, Iowa, Texas, Colorado, and California. Then, there were the necessary quarterly or semi-annual pilgrimages
