I’ve actually been a stay at home dad since 2017, but this article was written after two years of being a SAHD. For dads out there who are considering quitting their jobs to be full-time fathers, this post will give you some perspective. I still remember the day my son was born like it was […]
Reflecting On Being A Stay At Home Dad For Two Years Read More »
After a strong stock market since 2000, except for in 2022, more people are thinking of cashing out of stocks to buy real estate. After all, real estate is a real asset that provides utility and tends to hold its value. Stocks are just digital values that could plummet in value over night. Seeing your
Cashing Out Of Stocks To Buy Real Estate: Good Idea? Read More »
Originally, I was going to entitle this post, How To Get The Best Mortgage Interest Rate Possible. But after a couple weeks of battling, I failed to do such a thing due to a lack of convincing skills, poor timing and good old fashion bait and switching. As a result, let me teach you how
How To Fail At Getting The Lowest Mortgage Interest Rate Possible Read More »
There’s a common joke here in the SF Bay Area. How do you know someone went to Stanford? They’ll tell you within the first couple of sentences. We Americans have a tremendous desire for status and prestige. When we work hard for something, it’s our second nature to tell everybody about our achievement. You do
The Definition Of American Prosperity Needs An Adjustment Read More »
Before I show you the 20-year annualized returns by asset class between 1999 – 2018, I want you to guess the following four things: 1) Of the following asset classes, the S&P 500, a 60/40 stock/bond portfolio, Bonds, a 40/60 stock/bond portfolio, REITs, Gold, Oil, EAFE (Europe, Asia, Far East), national real estate, which performed
Annualized Returns By Asset Class From 1999 – 2018 Read More »
If you want to get rich, it’s probably wise to buy real estate as young as you can. Inflation is too powerful of a force to combat. The earlier you buy real estate, the more you can let your returns compound. In addition, buying real estate keeps you disciplined as a forced savings mechanism as
Buy Real Estate As Young As You Possibly Can Read More »
The college admissions scandal that involved rich parents buying their kids way into various schools is a shock. It was dubbed Operation Varsity Blues. However, there is a legal way to profit from the college admissions scandal as well. A good investor always looks for opportunity no matter the circumstance. If you can identify and
A Legal Way To Profit From The College Admissions Scandal: Student Housing Read More »
As a credit card user, it’s also good to explore the benefits of debit cards. Here are some of the benefits of debit cards over cash and credit cards. I have mainly used credit cards since college. If you are the same, then this post will look at ways in which we can use both
The Benefits of Debit Cards Over Cash and Credit Cards Read More »
Are you wondering how to get your spouse to go back to work after having a baby? I am since having our second child. Ever since my son was born, I’ve felt increased financial pressure to provide. It didn’t matter how much I had in the bank or how much our net worth had grown
How To Get Your Spouse To Go Back To Work After Having A Baby Read More »
In general, I’m a fan of paying off your mortgage, no matter the situation. However, paying off your mortgage is a bad move whenever the yield curve is inverted. Paying off your mortgage is a suboptimal decision when you have a negative real mortgage interest rate as well. I’ll use a case study to explain
Paying Off Your Mortgage Is A Bad Move When The Yield Curve Is Inverted Read More »
