Is It Better To Be A Full-Time Employee Or Contractor (Freelancer)?

55 Comments / Career & Employment, Entrepreneurship / By

Are you deciding between being a full-time employee or contractor (freelancer)? If so, I’ve done both and want to share with you my perspectives. According to a survey conducted by independent research firm Edelman Berland and commissioned by the Freelancers Union, more than one in three workers – 53 million Americans – is now freelancing. Today, […]

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The Best Thing About Trump’s Tax Plan: Earning Business Income!

132 Comments / Taxes / By

On Wednesday, April 26, 2017, Treasury Secretary Steven Mnuchin and National Economic Council director Gary Cohn announced President Trump’s latest tax plan that proposes to cut corporate taxes and lower personal tax rates. For anybody who has ever made money, you know that paying tax on your income is one of your largest ongoing lifetime expenses. A progressive tax system

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How To Dramatically Increase Your Job Security For Life!

51 Comments / Budgeting & Savings, Career & Employment, Relationships / By

A fantastic topic came up over dinner one day regarding how to increase job security in today’s highly volatile economy.  The usual tips came up, such as: be invaluable, develop strong internal relationships, and never call in sick on a Friday (slacker).  All tips were logical, but the more we drank, the more out of

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The Average Tax Refund And How To Spend It To Maximize Profits

36 Comments / Taxes / By

In 2023, the average tax refund was $3,167, or almost 3% less than the prior year, according to IRS statistics. By comparison, the typical refund check jumped 15.5% to almost $3,300 in 2022, when taxpayers received generous tax credits like the expanded Child Tax Credit. The average tax refund in 2025 will likely be even higher. With the

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Early Retirement Five Years Later: Reflections On Life After Work

111 Comments / Retirement / By

On March 8, 2017 I celebrated five years away from Corporate America. I also finally collected 100% of my remaining severance package on March 31. To celebrate, I’d like to share some insights into what I’ve learned since leaving the rat race. I’ll then share some more insights since 2017 as well. Initially, if anybody asked, I

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