In 2019 the labor market was extremely tight. I considered going back to work before the next downturn. I’ve been out of the workforce since 2012 living the FIRE lifestyle. One of the reasons why I left corporate America was because there was a disconnect between pay and performance. It didn’t matter how well you […]
Should I Go Back To Work Now That The Good Times Are Back? Read More »
Why does it seem like so many couples divorce AFTER having kids? Aren’t kids supposed to keep a relationship together given raising kids is a team effort? Or are kids one of the reasons for tearing a relationship apart because they become the center of attention, thereby driving a wedge between each spouse? Before having kids,
Divorce After Kids: Try Bird Nesting For Stability Read More »
Everybody needs a good savings guide to stay on track. Too many people don’t follow a savings guide and wake up 20 years from now wondering where all their money went! Good thing for you, I’ve been saving aggressively since 1999 and have a solution for you. When it comes to increasing your savings, you
A Savings Guide Based On The Taxes You Pay: TITTS Ratio Read More »
There’s a reason why get rich schemes fail. You’ve got to be willing to do the dirty work and put in the time if you want to get rich. Going all in on margin is likely to leave you broke. Working for someone else to get rich takes a very long time. And trying to
To Get Rich, Be Willing To Do The Dirty Work Read More »
According to the Bureau of Labor Statistics, only about 55% of the American workforce has access to a 401(k) and only about 38% of the total workforce participate. Doing some low level math, that means roughly 31% of those who have access to a 401(k) are not participating. What are people doing with their money?
The 401(k) Participation Rate Is Shocking Read More »
Do you really know how much you need to retire? A lot of people like to throw out random numbers without really doing the math. One million dollars is a nice round number that often gets brought up for retirement. Unfortunately, $3 million is the new $1 million thanks to inflation in rent, property prices, tuition, automobiles,
Best Retirement Planning Calculator By Personal Capital Read More »
Long-term investing is hard without discipline. One of the biggest problems I consistently observe is people’s inability to control their spending once they start making money or a lot more money. We all know someone who is making the big bucks, yet is just living paycheck to paycheck (see: Scraping By On $500,000 A Year). After three months
Long-Term Investing Is All About Saving Yourself From Yourself Read More »
March 2014 officially marks my two year anniversary since I last held a full-time job. It’s been an amazing two years, filled with uncertainty and excitement as I worked to balance play with trying to feel useful. Let me do some reflecting on two years of freedom so far. To keep some discipline, I created
Reflecting On Two Years Of Freedom From Work Read More »
No matter how tempting it is to badmouth your employer, don’t do it. Seldom is work a panacea of lollipops and fuzzy koalas. Not even the nicest, hardest working, and best performing worker can escape the barb wires of work politics. Why? Because even though you might be a good person, other people may hate
Never Badmouth Your Employer If You Ever Want A Job Again Read More »
Here’s a guest post from an angry retail banker. Every time I’m waiting in line to deposit a check at a bank, I wonder what the hell is taking so long. Who are these people with huge envelopes full of cash? Why does the elderly lady always have to argue with the teller about why
Confessions From An Angry Retail Banker Read More »
