I live in San Francisco, where I can’t go a day without hearing how unaffordable it is to live here. The reality is, I think homes have gotten more affordable thanks to the raging bull market in tech. But not everyone is a stock investor. Let me share three immediate solutions to a housing affordability crisis. […]
Three Immediate Solutions To A Housing Affordability Crisis Read More »
Are you asking yourself: should I invest in P2P lending? My short answer is no. I do not recommend investing in P2P lending because returns are lower, risk is higher, and I’m not sure platforms like Prosper will be around. P2P lending ranks last in my best investment rankings chart. If you are still interested
Should I Invest In P2P Lending? Prosper Performance Review Read More »
Being an active investor takes way more time and energy than a passive one. You can learn more about active versus passive investing performance here if you’re curious. So far this year, managing my own investment portfolio has been difficult. Trying to be an active investor is exhausting and hard on the nerves. Do you
Confessions From An Aging Active Investor: Outperforming Is Tough In A Volatile Market! Read More »
I’ve made the argument a good credit score doesn’t matter much anymore. So if you have a bad credit score, all isn’t lost. The post gave examples of renting an apartment, finding a job, buying a car, and getting into school where the credit score didn’t help or hurt at all. Even SoFi, one of the largest emerging student lenders
How A Bad Credit Score Ruined A Person’s Career Read More »
You might have the cheap disease, which will hurt the quality of your life. On your road to financial independence, you want to spend enough to enjoy everyday without worrying about running out of money. 4pm – 5:15pm was our doubles court time. At 4:05pm, our 4th player group texted us to say he was waiting for
Curing The Cheap Disease For A Better Life Read More »
Here are are some tips for borrowers of peer-to-peer lending. Peer-to-peer lending has become a popular way for more borrowers to access money beyond going to a traditional bank. Frankly, I think getting a personal loan from a marketplace like Credible is the most efficient way to borrow money nowadays. Rates have come way down
Tips For Borrowers Of Peer-To-Peer Lending: Insights From A P2P Investor Read More »
How safe are we really? It’s hard to know when you hear about an Uber driver gunning down six people in Kalamazoo, Michigan between rides. He had a 4.73 rating out of 5.0, and had zero traffic violations since 2006. Granted, he did have six speeding tickets before 2006, which should have raised eyebrows, especially if one’s function is
Before Requesting An Uber – Things To Know And Do To Keep Safe Read More »
If you go close to the edge, you’ll realize what’s possible. In my quest to make my life worse, to ultimately make life more enjoyable, I’ve continued to look for full-time work to test my resolve. Every time I step into an interview room, I change my mindset from a guy with financial freedom, to a
Step As Close To The Edge As Possible To Love Your Life More Read More »
Do you really think it takes a genius to be rich or run a country? The reality is, it doesn’t take a genius to do these things. Instead, it takes tenacity and grit. Let’s say you are 44 years old and over the past 10 years earned over $2.3 million in gross income. For someone who
It Doesn’t Take A Genius To Be Rich Or Run A Country Read More »
On December 10, 2008, Bernie Madoff’s two sons told authorities their father was running a $65B Ponzi scheme for decades. Supposedly the sons and mother had no idea. Beware, ponzi schemes are everywhere. Bernie’s scheme began to unravel after the financial crisis in 2008 catalyzed a series of fund redemptions, which ultimately forced Bernie to come clean to
The Father Of All Ponzi Schemes Will Cause The Mother Of All Financial Meltdowns Read More »
