Are you wondering whether to invest in CDs? CDs are Certificates of Deposits, which are FDIC-insured for up to $250,000 per person. As the stock market and real estate market roar to record highs post pandemic, interest rates are also ticking higher. As a result, more people are logically wondering whether investing in CDs is […]
Should I Invest In CDs And Other Questions To Ask Before You Do Read More »
Despite mentally writing off the value of my Social Security benefits, in the bottom drawer in the way back of my cob-webbed mind, I know it will be there to fund my early bird special seafood buffets when I’m retired. Sure, the eligibility age for withdrawal might rise from 62 to 67, but we’re all
You Can Count On Social Security Benefits In Retirement Read More »
For two decades I’ve been managing my own money. It all started when I saved up $3,000 from random minimum wage jobs to open up an online trading account under my father’s guidance. This was in the early 90’s when Charles Schwab first came out. One time I bought a company which I thought sold
Good Advice On How To Better Manage Your Own Money Read More »
This post teaches you how to stop haters from hating you so much. Haters are everywhere. The more public or successful you are, the more you will attract haters. You don’t even have to do or say anything bad. You will inevitably get a hater if you achieve any type of success. Since Financial Samurai
How To Stop Haters From Hating You Read More »
Are you exhausted from work and wondering is early retirement worth it? I’m here to give you some perspective after retiring in 2012 at age 34. Since 2012, I’ve done some part-time consulting. I’ve written over 1,000 personal finance articles on Financial Samurai. My wife and I traveled the world. And we had two children.
Is Early Retirement Worth It? Thinking Of Quitting My Job Read More »
Are you looking to raise the rent to earn more money? Over time, if you don’t raise the rent with inflation, you will find your unit undercharging. This creates economic loss as a landlord. Therefore, as a landlord since 2005, let me show you how you can raise the rent in a fair and smart
How Landlords Can Raise The Rent Without Feeling Guilty Read More »
The car sharing economy is now everywhere. I originally published this post in 2013 and am now updating it in 2021. It hit me the other day that I’ve been sitting on a goldmine of wealth and knowledge living here in San Francisco, the startup capital of the world. As a 12 year resident of
The Car Sharing Economy Is On The Rise: A Conversation With RelayRides Read More »
Why work if we’ve got Obama? I had this rhetorical question asked to me so may times while Obama was President. Recently, I’ve had a couple tennis friends ask me, “Why work when we’ve got Joe Biden?” It’s an interesting attitude I’ve picked up again as I plan to re-retire once there’s herd immunity. Let’s
“Why Work If We’ve Got Obama?” Said My Rich Friend…. Read More »
Bank fees stink. Let’s find a way to do away with them. First Republic is one of four banks I do business with. They are a boutique bank known for their quality of service. When you go into one of their branches you don’t stand in line and wait for a teller to serve you
Curse You Bank Fees! How To Never Pay Sneaky Bank Fees Again Read More »
Imagine diligently saving $100,000 over 10 years only to wake up the next day to see $93,250 in your account. Now imagine having to fork over $99,000 of your $1,000,000 nest egg right before you plan to retire. The Cyprus president has basically negotiated a 6.75% tax on all deposits under €100,000 and a 9.9%
Cyprus Reminds The World To Diversify Our Assets And Never Trust The Government Read More »
