Property Sellers Go On Strike: Don’t Sell Your Home If You Don’t Have To!

If you own property, you need to hold on forever. It’s best path to long-term wealth creation. And if you can’t hold onto your property forever, then hold on long enough until commission rates come down. Don’t sell your home if you don’t have to! Property sellers go on strike! Thankfully, the National Association Of […]

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“I Want To Have Fun” – One Of The Worst Excuses For Not Saving

Every now and again, I receive criticism from folks who believe saving 50% of one’s after-tax income is too onerous. With such little income left, one turns into an impecunious soul who doesn’t have enough “fun.” While I do appreciate my critics elegiac responses, rest assured my heterodoxy is not without merit. For the past three

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Going John Galt And Protesting Government Waste

John Galt is a fictional character in Ayn Rand’s novel Atlas Shrugged (1957).  The phrase, “Going John Galt ” or “Going Galt” is used to describe “productive” members of society cutting back on work in response to the projected increase in U.S. marginal tax rates, increased limits on tax deductions, and the immoral or inefficient use of tax revenues. I’m not sure if

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Would You Rather Have A Perfect Credit Score Or Perfect Grades?

The corollary between straight A’s and a perfect credit score is beautiful.  With straight A’s in high school, the chances of you getting into a top university with a merit scholarship increases drastically.  After all, how many valedictorians do you see go to Chico State? With straight A’s in college, you’ll be invited back to

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