I first wrote this post about financial independence in 2012, soon after I had left my day job in the finance industry. It was a 13-year slog, but I was thrilled to leave but also a little worried about the unknown. The idea of this post is to capture the feeling of financial independence and […]
Reasons To Strive For Financial Independence: That FI Feeling Read More »
Let’s say you’ve just graduated college and have a negative net worth due to student debt. Don’t fret. You actually have a higher net worth than you think! This post will help you calculate the value of a college degree. A college degree is a valuable asset. Millions of people are willing to dedicate 4-6
How To Calculate The Value Of A College Degree Read More »
After every tennis match I lost in high school, my father would console me by saying, “You just weren’t good enough.” Those words stung each time I heard them. But they were true. Over time, my dad stopped coming to my matches because I told him the pressure of his gaze wasn’t helpful. With no
The Joy Of Low Expectations: When Nobody Believes In You Read More »
The 2023 Charles Schwab Modern Wealth Survey highlights the many paradoxes of wealth in America. Over 1,000 individuals of all different backgrounds filled out the survey. Overall, the survey, conducted between March 1 and March 23, 2023, says it takes a net worth of $2.2 million to be considered wealthy in 2023. The net worth
The Paradoxes Of Wealth: Misaligned Beliefs About Money Read More »
Why the heck are home prices not going down more with mortgage rates so high? In many parts of the country, home prices are actually continuing to go up. The answer to this conundrum is partly due to the “life goes on” home-buying cycle. Many folks put their lives on hold for years during the
Explaining The “Life Goes On” Home-Buying Cycle Read More »
After a three-year COVID pause, student loan interest resumed starting on Sept. 1, 2023, and payments started in October,” according to the Department Of Education. Given the pandemic was officially declared over on May 11, 2023, it makes sense that student loan debt should start to be paid back. But of course, not everyone agrees. Some
Entitlement Mentality Is A Sneaky Wealth Destroyer Read More »
In one of my recent newsletters, I supposedly wrote something absurd. It didn’t occur to me I was being absurd until a reader called me out. Read for yourself the introduction before I got into stocks, the economy, and more. Happy Father’s Day to those of you who are fathers and still have fathers. And
Having Absurd Dreams Are OK Because Sometimes They Come True Read More »
One of the fun things about giving up on retirement is preparing for upcoming job interviews. I probably gave over 300 interviews myself when I was working in banking from 1999 – 2012. One of my favorite interview questions is asking candidates about a blind spot of theirs they eventually realized and how? The question’s
Blind Spots For Fathers Who Think They Are Doing A Great Job Read More »
For those who follow golf, there was a blockbuster announcement that the PGA Tour would merge with the LIV Golf League. Nobody expected the PGA Tour to merge with LIV because the PGA Tour had been adamant in its disdain for the Saudi Arabia-backed league. The LIV Golf League offered obscene amounts of money to
My Regret Of Not Taking The Money Due To Company Loyalty Read More »
The Supreme Court decided to strike down affirmative action in college admissions on June 29, 2023. Let me share an Asian-American’s view on affirmative action. Despite only accounting for ~7% of the U.S. population, Asians are not viewed as a minority worth helping in gaining college admissions. This is perplexing given many Asian Americans face
An Asian-American’s View On Affirmative Action In College Admissions Read More »
