Ever since 2012, I’ve invested in equity structured notes to provide for some downside protection. Structured notes have sometimes gotten a bad reputation because they may be complex and expensive. However, just because you don’t understand something doesn’t mean you should burn it at the stake. If a structured note can give you the courage […]
Not All Structured Notes Are Bad, But There Are Downsides To Know Read More »
I’m bullish on single-family homes due to rising rents, negative real mortgage rates, undersupply, and declining vacancies. As prices soften over the next 12 months due to higher mortgage rates, I’m looking to buy more property. I would buy another single-family homes, however, I’m tapped out because I bought a new single-family home in 2020.
Invest In The Single-Family Real Estate Boom Without Being A Landlord Read More »
What goes through your mind when you hear an ambulance siren? Until last year I used to think help is on the way! Now, the first thoughts that pop in my head are surprise bills and how broken the EMS system (Emergency Medical System) is in the US. Why? My perspective on ambulances changed completely
A Broken Emergency Medical System (EMS) Means Lots Of Surprise Bills Read More »
Ever since the college admissions bribery scandal in 2019, I’ve been patiently waiting for society to start viewing public schools in a higher light. I postulated that some public schools will eventually be viewed as more prestigious than many private schools since it’s harder to bribe your way in. Getting into public universities is all
Why More Public Schools Will Eventually Rank Higher Than Private Schools Read More »
Given our primary residence is likely one of our largest assets, buying responsibly is prudent. At the same time, living a better lifestyle by owning a nicer home as we get wealthier is also something many people desire. Therefore, let’s try and figure out what our appropriate primary residence value should be as a percentage
Primary Residence Value As A Percentage Of Net Worth Guide Read More »
When you’re working, one of the most common questions to ask new people you meet is what they do. Before the Global Financial Crisis in 2008, I happily said I worked in banking. A big part of my identity was where I worked for 60+ hours a week. After leaving finance in 2012, I noticed
Ask People What They Do, They Might Surprise You Read More »
Liquid courage is sometimes needed to talk to a person you fancy. The more alcohol you drink, the more your inhibitions tend to go away. In the finance world, liquid courage is also what’s needed to make risky investments or investments during risky times. The more cash you have, the more liquid you are and
Liquid Courage: The Biggest Benefit Of Cash Read More »
Today’s guest post is from Jim at Route To Retire, an early retiree. His family of three decided to leverage international geoarbitrage to start a brand new life in Panama. Jim is living a life that I eventually want to try once both our kids are old enough to remember their adventures (5+). If you’ve
Leverage International Geoarbitrage To Live A Better Life For Less Read More »
Although there is a growing apathy towards work given some people’s investment returns are beating their work income, the best time to work might be during or right after a pandemic. The way millions now work is much more flexible, which is much better. One of the biggest things I disliked about work was having
The Best Time To Work May Be During Or After A Pandemic Read More »
And just like that, my two-month sabbatical is over. Did you miss me? Of course not! I continued to publish three posts a week and send out one newsletter a week like an addict. There was only a one-week period where I felt like I truly took things down a notch. Our family went up
A Pathetic Sabbatical: Workaholism Is Difficult To Overcome Read More »
