Right before negotiating my severance in 2012, I wondered whether I should get a Ph.D. After 13 years in the private sector, I thought it would be nice to switch things up. Besides, if I got my Ph.D., I could demand people call me doctor, just like how our incoming First Lady demands to be […]
Should I Get A Ph.D.? Not Sure If It’s Worth It Read More »
Let’s say you got poor grades in high school or college. You partied too much or were simply disinterested or unfocused. Let me share with you how to overcome poor grades and get a job. Poor grades doesn’t doom you to a “C-student” or worse lifestyle. But let’s first be honest. A lot of people
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If you’re thinking about applying to Harvard or the likes, reconsider. There’s a rapid depreciation of a Harvard education and other elite private universities that is going on right now. The people are revolting against the rich and connected, especially when so many people suffered during the pandemic. The Supreme Court case on eliminating affirmative
Most people believe in meritocracy. If you work harder than your peers, you should get more reward. But as we all know, none of us are born with the same circumstances. For example, it may be harder for a poor kid from a single-parent household to compete against a rich kid with two parents and
The Case Against Meritocracy In School Admissions: Lowell High Read More »
After publishing my post on actions to take in a rising LIBOR environment, it dawned on me that besides refinancing your adjustable rate mortgage, you should also consider refinancing your student loans as well, if you have any. It feels like a lifetime ago, but I used to have ~$40,000 in business school loans that
How Student Loan Forgiveness Can Cost You A Fortune Read More »
Are you wondering whether private grade school K-12 is worth it? I am since I have two young children, one of which is grade school age. During the pandemic, where many small businesses have been crushed, many families decided private grade school K-12 was not worth it. As a result, private school enrollment is down.
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An Income Sharing Agreement, or ISA, is an alternative way for students to pay for university. Traditionally, students take out loans and take all the risk. If a student graduates from college with no job or a low-paying job, a university isn’t going to make up the difference. This asymmetric risk profile is one of
Edly Review: A Way To Invest In Income Sharing Agreements (ISAs) Read More »
In March 2020, we pulled our son from preschool. We ended up homeschooling him until August 25, 2021. He’s now attending a language immersion preschool, which goes up to the 8th grade. Our experience has taught us that homeschooling can be incredibly beneficial. It is more efficient and can provided customized learning for our son.
Homeschooling And The Decision To Teach Our Own Children Or Not Read More »
Getting financial aid is a common way for students and parents to afford college. This article will share how to get financial aid making multiple six figures a year. That’s right. Even if your family makes multiple six figures a year, you can still get financial aid. That said, not financial aid is created equal.
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Although I’ve got a lot of opinionated posts, it doesn’t really matter if you disagree with my stance so long as what you do with your money doesn’t adversely affect others. There’s really no need to worry about other people’s finances. If your way works for you that’s all that matters. If it stops working
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