In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or a property you own after paying off the mortgage. This is a dilemma I wrestled with after recently paying cash for […]
Home Insurance Needs For Paid Off Properties With No Mortgage Read More »
Home insurance costs are going up due to rising home prices, rising building costs, increasing natural disasters, and less appetite for risk from the insurance and reinsurance companies. As a result, more homeowners are looking to save by taking out an actual cash value (ACV) home insurance policy as opposed to the more common replacement
Replacement Cost Versus Actual Cash Value Home Insurance Read More »
The greater the life insurance demand, the higher the anxiety of death. Good thing everyone can get an affordable term life insurance policy through Policygenius. Both my wife and I got new 20-year term life insurance policies during the pandemic given we have two young children. As a result, our anxiety went way won. One
Life Insurance Demand Quantifies The Anxiety Of Death Read More »
Deciding whether or not to have life insurance is an individual decision. Whatever you decide to do or not do, it’s important to make an informed decision that’s best suited to your family’s needs. To help you learn more about life insurance, let’s debunk some of the biggest life insurance myths. This post is brought
Top 10 Biggest Life Insurance Myths Debunked Read More »
If you ever get disabled, your active income generating abilities may be in jeopardy. As a result, it’s wise to have disability insurance to cover you when you can no longer work. Bad things happen all the time. During the pandemic, my myopia got worse. Further, if I spend longer than an hour on my
How To Get Disability Insurance And Maximize Benefits Read More »
One of my goals on Financial Samurai is to share different perspectives. Roughly 15% of the world’s population (1+ billion), lives with some form of disability, of whom 2-4% experience significant difficulties in functioning. This is the minority group I’m most passionate about fighting for in this extremely competitive world. My hope is that more
Overcoming Blindness: Achieving Financial Independence With A Visual Impairment Read More »
Have you ever wondered how you can get life insurance for free? I’m not talking about getting free life insurance from work. The life insurance amount usually isn’t enough. I’m talking about how to get free life insurance outside of work. My wife and I have life insurance because with have two young children, a
How To Get Life Insurance For Free: Make More Money Read More »
Recently, I got an upsell from my life insurance carrier offering $500,000 in accidental death insurance for $33 a month. This is on top of my existing 20-year term life insurance policy coverage of $750,000 I found through PolicyGenius, a free life insurance marketplace. The accidental death insurance offer sounded like repetitive coverage. But I
Accidental Death Insurance On Top Of Life Insurance: Coverage Differences Read More »
So you’re wondering whether to get whole life insurance even though it costs much more than term life insurance. Our partner Policygenius shares the main reasons to get whole life insurance. You can get real insurance quotes all in one place with the Policygenius online insurance marketplace. Whole life insurance is permanent coverage that lasts
Reasons To Get Whole Life Insurance Even Though It’s More Expensive Read More »
At last! After more than three years of deliberating what to do about life insurance, I finally got myself an affordable life insurance policy with no medical exam with Policygenius! If you’re looking to get the same, here’s how I did it. Let me share a bit of background first. Back in January 2012, at
How I Finally Got Affordable Life Insurance With No Medical Exam Read More »
