I’ve faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it’s important to clarify that she hasn’t been truly retired. Instead, she has been actively engaged as a full-time mom since 2017. In addition, she has helped do a lot of the operational and editorial work for
Life Insurance Is A Reason Why Your Spouse Doesn’t Need To Work Read More »
Our first visit to the emergency room unfolded three years ago when our daughter displayed signs of anaphylaxis due to a food allergy. Unsure of what steps to take, we dialed 911, which led to an ambulance arriving promptly to transport us 16 minutes to the nearest hospital. The paramedics administered epinephrine, then the ER
Going To The Emergency Room Is Like Getting Two Kicks To The Groin Read More »
In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or a property you own after paying off the mortgage. This is a dilemma I wrestled with after recently paying cash for
Home Insurance Needs For Paid Off Properties With No Mortgage Read More »
Home insurance costs are going up due to rising home prices, rising building costs, increasing natural disasters, and less appetite for risk from the insurance and reinsurance companies. As a result, more homeowners are looking to save by taking out an actual cash value (ACV) home insurance policy as opposed to the more common replacement
Replacement Cost Versus Actual Cash Value Home Insurance Read More »
The greater the life insurance demand, the higher the anxiety of death. Good thing everyone can get an affordable term life insurance policy through Policygenius. Both my wife and I got new 20-year term life insurance policies during the pandemic given we have two young children. As a result, our anxiety went way won. One
Life Insurance Demand Quantifies The Anxiety Of Death Read More »
Deciding whether or not to have life insurance is an individual decision. Whatever you decide to do or not do, it’s important to make an informed decision that’s best suited to your family’s needs. To help you learn more about life insurance, let’s debunk some of the biggest life insurance myths. This post is brought
Top 10 Biggest Life Insurance Myths Debunked Read More »
If you ever get disabled, your active income generating abilities may be in jeopardy. As a result, it’s wise to have disability insurance to cover you when you can no longer work. Bad things happen all the time. During the pandemic, my myopia got worse. Further, if I spend longer than an hour on my
How To Get Disability Insurance And Maximize Benefits Read More »
One of my goals on Financial Samurai is to share different perspectives. Roughly 15% of the world’s population (1+ billion), lives with some form of disability, of whom 2-4% experience significant difficulties in functioning. This is the minority group I’m most passionate about fighting for in this extremely competitive world. My hope is that more
Overcoming Blindness: Achieving Financial Independence With A Visual Impairment Read More »
Have you ever wondered how you can get life insurance for free? I’m not talking about getting free life insurance from work. The life insurance amount usually isn’t enough. I’m talking about how to get free life insurance outside of work. My wife and I have life insurance because with have two young children, a
How To Get Life Insurance For Free: Make More Money Read More »
Recently, I got an upsell from my life insurance carrier offering $500,000 in accidental death insurance for $33 a month. This is on top of my existing 20-year term life insurance policy coverage of $750,000 I found through PolicyGenius, a free life insurance marketplace. The accidental death insurance offer sounded like repetitive coverage. But I
Accidental Death Insurance On Top Of Life Insurance: Coverage Differences Read More »
