Since 2009, both the S&P 500 and the US aggregate bond market have performed well. This article will look at the best asset allocation of stocks and bonds by age in detail. The best asset allocation is subjective in that it depends on your financial goals, risk tolerance, and existing financial health. I used to […]
The Best Asset Allocation Of Stocks And Bonds By Age Read More »
With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments that zig when your stocks zag. Diversifying through bonds is the most common way to gain portfolio diversification. However, with the 10-year bond
Portfolio Diversification With Alternative Investments: Art, Farmland, Wine Read More »
Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$41 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people and retirees. Both want income to fund their operations or lifestyles indefinitely. Both want to outperform their peers. And ultimately, both want consistently strong absolute
How The Rich Invest: A Look Inside Yale Endowment’s Asset Allocation Read More »
Can your finances withstand a Fed rate hike? The Fed Funds Rate (FFR) is at 0% – 0.25% to help combat the recession and global pandemic. However, now the Fed is aggressively raising rates to fight 40-year-high inflation rates. Usually, when the Fed raising rates so aggressively, risk-assets sell off. Therefore, it’s important to solidify
Can Your Finances Withstand A Fed Rate Hike? Read More »
As I’ve gotten older, my risk tolerance has steadily declined. This is partially why I’ve only got ~30% of my net worth allocated to the public markets. When you accumulate enough wealth, you no longer want to have as much exposure to assets that are intangible, risky, and hard to control. There’s just too much
Is Your Risk Tolerance High Enough To Invest? Follow The Slaughter Rule Read More »
Are you wondering whether you should buy your stock options after leaving a startup? This article will address whether you should or not. For background, I did buy my stock options when I left my startup after three years. It worked out well. A couple years ago, this one 28 year old woman I knew
Should I Buy My Stock Options After Leaving A Startup? Read More »
Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax
A Better Dollar-Cost Averaging Strategy For Your Investments Read More »
Inflation is elevated. As a result, let’s look at investments to hedge against inflation. If our income and our investment returns are not beating inflation each year, on a relative basis, we are losing. Therefore, it is up to each of us to at least keep up with inflation. My annual net worth growth target
Investments To Hedge Against Inflation: Farmland, REITs, Precious Metals Read More »
A bullish indicator gives investors more confidence to buy or hold a position. There are many variables to track when making an investment decision. However, this bullish indicator has been flashing green since 2Q2020 and is still flashing green today in 2021. As I was updating my post on helping people decide whether to pay
A Favorite Bullish Indicator For Stocks Is Still Flashing Green Read More »
Patient capital is the key to long-term wealth creation. Patient capital is the opposite of active trading and non-stop speculating. One of the main reason why I invest in real estate and venture capital is because they encourage investors to invest for the long term. Liquidity is overrated. Once you have about six months worth
Patient Capital: The Key To Long-Term Wealth Creation Read More »
