Investments

With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments that zig when your stocks zag. Diversifying through bonds is the most common way to gain portfolio diversification. However, with the 10-year bond […]

Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$41 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people and retirees. Both want income to fund their operations or lifestyles indefinitely. Both want to outperform their peers. And ultimately, both want consistently strong absolute

Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax

Inflation is elevated. As a result, let’s look at investments to hedge against inflation. If our income and our investment returns are not beating inflation each year, on a relative basis, we are losing. Therefore, it is up to each of us to at least keep up with inflation. My annual net worth growth target

A bullish indicator gives investors more confidence to buy or hold a position. There are many variables to track when making an investment decision. However, this bullish indicator has been flashing green since 2Q2020 and is still flashing green today in 2021. As I was updating my post on helping people decide whether to pay

Patient capital is the key to long-term wealth creation. Patient capital is the opposite of active trading and non-stop speculating. One of the main reason why I invest in real estate and venture capital is because they encourage investors to invest for the long term. Liquidity is overrated. Once you have about six months worth

Despite the differences in political philosophies, the one thing both Republicans and Democrats can agree on is economic prosperity. Everybody wants to gain more wealth. Therefore, for stock market investors, having political gridlock tends to be wonderful for returns. No party can always get what it wants. And when one party does get what it