Investments

Should I Buy CDs During A Stock Market Correction?

During times of stock market weakness, like during the vicious March 2020 sell-off, it’s a common knee-jerk reaction to find as many safe havens as possible. Some are happy to keep their money in money market accounts. If you are wondering: Should I buy CDs during a stock market correction? The short answer is that […]

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Cash Management Is Really All About Stress Management

Cash management is important during bad times, but also during good times. Give the increasing volatility in the stock market, cash management is even more important to manage stress. At any given time, every investor must always decide three things: 1) How to invest their new cash flow 2) How to invest their existing cash

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Don’t Underestimate Tax-Free Profits In Real Estate

Tax-free profits in real estate is just one of many reasons why real estate is my favorite asset class to build long-term wealth. As someone who experienced more than nine years of the early retirement movement, I’ve noticed a growing trend to forsake owning for renting. Commonly cited reasons are cost, flexibility to move and potentially higher

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How Online Brokerages Make Money Charging Zero Trading Fees

On October 2, 2019, Charles Schwab announced that it would no longer charge any trading fees. I remember my father using Charles Schwab in the 1990s and being charged $50 a trade. This article will discuss how online brokerages make money charging zero trading fees. Immediately after the announcement, Charles Schwab stock dropped about 9%,

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Alternative Investments: A Guide To Investing Beyond Stocks And Bonds

The following is a guest post from FarmTogether on alternative investments. FarmTogether is a leading farmland investing platform to help you diversify your portfolio. I currently have about 10% of my net worth in alternative investments such as private equity, venture debt, venture capital, and real estate crowdfunding. My goal is to bring my allocation

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Are Your Short-Term Actions Ruining Your Long-Term Wealth?

Short-term actions have long-term wealth consequences. It’s always very tempting to take shortcut cuts because they are easier. For example, you might remodel a kitchen without a permit to save money. But long-term, not using a permit will rob you of your home’s maximum resale value. Short-Term Actions Ruining Long-Term Wealth I must be the

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What Is Considered Passive Income? Analyzing Stock Sales And Windfalls

Generating enough passive income to cover your desired living expenses is the holy grail of personal finance. The problem is, the goal post keeps moving thanks to inflation and life. This post explores what is considered passive income so we can remain disciplined on our journey to financial independence. I’ve been trying to build passive

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The Definitive Guide To Farmland Investing: A Trillion-Dollar Asset Class

I’m pleased to share with you a comprehensive guide to farmland investing by FarmTogether, a leading farmland investing platform and Financial Samurai sponsor. Not only is this article full of information, it will evolve with updated information as the landscape changes. Farmland might be the world’s most promising untapped asset class, and the newest opportunity

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Financial Benchmarks Investors To Gauge Net Worth Performance

Without proper financial benchmarks, you don’t know whether you are getting ahead, staying in place, or getting left behind. Therefore, it’s important to choose at least one financial benchmark on your journey to riches. There is one consistent observation I’ve noticed in my journey towards financial freedom. Rich people make things more expensive for the

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Stock Market Performance Under A Democratic Or Republican President

Let us take a look at the historical stock market performance under a Democratic or a Republican President. The annualized S&P 500 return by President is quit consistent over history. Before finding out the answer, I’d like you to guess under what party do you think the S&P 500 has performed the best? From there,

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